Kaitlyn Johnson - PBT Bancorp, Loan Officer

Home
United States
Richmond, KY
Kaitlyn Johnson - PBT Bancorp, Loan Officer

Call Directions Website

PBT Bancorp Mortgage Loan Officer
NMLS #2633829

11/03/2026

When it comes to your mortgage, experience makes a difference.

Buying a home is a big decision, and the financing process should be handled with knowledge, attention to detail, and someone who genuinely has your best interests in mind.

From the first conversation to the closing table, my job is to help you navigate the process, answer your questions, explore your options, and find the right financing solution for your situation.

What can you expect when working with me?

Clear and honest communication ✔️
Guidance throughout the entire process ✔️
Knowledge of a variety of loan programs ✔️
Creative solutions for unique financing situations ✔️
Someone who is invested in getting you to the closing table ✔️

Every buyer and every situation is different. I believe in taking the time to understand your goals and making sure you feel informed and confident along the way.

Whether you’re buying your first home, purchasing your next one, or simply exploring your options, I’m here to help.

Let’s make your homeownership goals happen. 🏡💙

10/29/2026

Open house today and then dropped off boo bags to some of our favorite local businesses! 👻 KY Residential Mortgage Team

10/28/2026

Number 5 ‼️ Everyone have a safe & fun Halloween 👻🏡

10/28/2026

🇺🇸 Veterans, your VA loan benefits could get you into a home with $0 down! Know a veteran looking to buy? Share this with them! Have questions? Reach out!

🇺🇸 VA HOME LOANS: A BENEFIT YOU'VE EARNED! 🏠

Are you a veteran or an eligible service member looking to purchase a home? A VA home loan may offer benefits such as NO DOWN PAYMENT options and NO MONTHLY MORTGAGE INSURANCE for eligible borrowers.

Let our team help you explore your options and navigate the homebuying process from pre-approval to closing!

📩 Reach out today to get started! Your homeownership journey starts here. 🏠🔑

10/26/2026

A little mortgage rate update‼️‼️‼️

Freddie Mac reported mortgage rates dipping from 7.40% to 7.32% on October 22nd. While rates have been all over the place lately, this small move in the right direction is encouraging! The rate shown on my flyer is a market snapshot—not a quote. Your rate may be different and could be better depending on your loan, credit, and other factors.

If you’ve been putting off buying a home because of interest rates, this is your reminder to keep an eye on the market. You don’t have to wait for rates to be perfect to start planning. Knowing your options now can help you be ready when the time is right.

If you’re thinking about buying or refinancing, let’s talk through your options!

10/14/2026

Looking to buy a home with ZERO down?

This Richmond, KY home on Wilshire Way is USDA eligible! 🎉 That means qualifying buyers are able to purchase this home with 0% down!

You may be closer to homeownership than you think! Reach out today for a quick pre-approval and let’s see what you qualify for 513-413-5702

NMLS #2633829

10/06/2026

We are SO EXCITED for our very First Holiday Sip and Shop. SHARE SHARE SHARE. We hope to see you there! 🎄🎅

Moodylicious Brew Crew
Spud Daddy’s

09/30/2026

Just waiting on somebody to say “okay, I think we’re ready to get preapproved.” Her morale is high, her productivity is questionable. 🤪🏡

08/28/2026

Busy season is here! 🏡🔑 A couple of recent closings to celebrate! If buying or refinancing is on your list, let’s get you pre-approved and see what we can make happen. I’d love to be your lender! 💙

NMLS #2633829

07/15/2026

Closing day is the fun part… but getting there is a whole adventure. 😅🏠

It’s the late afternoon phone calls, the “I know this is probably a dumb question…” questions (spoiler alert: it’s not), hunting down paperwork, and the “one more thing we need” emails. 😉

A good lender isn’t just there for the picture with the keys - they’re there in the trenches, helping keep things moving.

I’m here to build lifelong relationships with my clients, Realtors, and everyone involved in the process. Whether it’s answering questions, finding solutions, or just being a steady point of contact when things get stressful, I’m only a call away.

I’m thankful for every client and Realtor who trusts me along the way. At the end of the day, it’s not just about a loan — it’s about helping people get a place they’re proud to call home. 🤍🔑

Address

Richmond, KY

Telephone

+15134135702

Website

https://257781.my1003app.com/?time=1747847592745

Alerts

Be the first to know and let us send you an email when Kaitlyn Johnson - PBT Bancorp, Loan Officer posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.