Dan O'Neill - Branch Manager/Senior Loan Officer NMLS 1553401

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Richland, WA
Dan O'Neill - Branch Manager/Senior Loan Officer NMLS 1553401

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Retail Branch Manager for Planet Home Lending specializing in Conventional, FHA, VA, USDA, Manufactured Homes in the Pacific Northwest.

Dan O’Neill | Retail Branch Manager
NMLS ID # 1553401 | Branch NMLS ID # 2813369

11/03/2026

Good news: there’s more than one way to get the keys.

A lot of buyers believe they need 20% down to buy a home, but that’s not always the case. Depending on your situation, there may be low down payment loans, no down payment options like VA and USDA, seller or lender credits, and down payment assistance programs that can help.

Every option has its own eligibility requirements, and what’s available can vary by location, loan type, and your financial picture. The best first step is a conversation about what you’re working toward.

Curious what could work for you? Message me “OPTIONS” and let’s explore it together.
https://myoc.io/6HKkG

11/02/2026

5.0 star review received on Experience.com for Dan O'Neill by Paul L - I just refinanced my home with Planet Home Lending, and I can't say enough about branch manager Dan O'Neill and the experience from start to finish.

From the first conversation, Dan made the whole thing feel easy. Refinancing has a reputation for being a paperwork marathon, but this was the opposite: streamlined, professional, and genuinely well run. Every step was explained before I had to ask, documents moved fast, and I always knew exactly where things stood.

The communication really stood out. Dan and his team were proactive with updates instead of leaving me wondering, and when I had questions I got straight answers. No runaround, no jargon, no waiting days for a callback. We went from signing the closing disclosure to clear-to-close in about a day, and the loan funded right on schedule. Honestly, the whole thing wrapped up faster than I expected.

If you're thinking about refinancing and want someone who actually picks up the phone, keeps you in the loop, and gets it done without the drama, ask for Dan O'Neill at Planet Home Lending. I'd work with him again in a heartbeat.

Click to see all 24 reviews of Dan O'Neill, Retail Branch Manager | NMLS ID # 1553401

10/30/2026

Fall home maintenance check: this one may be the quickest and most important one on the list. Test your smoke and carbon monoxide detectors and swap the batteries for fresh ones. With furnaces and fireplaces running, this is not one to skip.
https://myoc.io/6HKkG

10/29/2026

Buying a home involves more than just the down payment. Swipe through for a fuller picture of what costs to plan for.
https://myoc.io/6HKkG

10/29/2026

5.0 star review received on Experience.com for Dan O'Neill by Carol K - Your patience and efficiency were very appreciated

Click to see all 23 reviews of Dan O'Neill, Retail Branch Manager | NMLS ID # 1553401

10/28/2026

Keep family closer to home this holiday season. Sometimes buying a home isn't about where you want to live. It's about making sure someone you love has the right place to call home.

An eligible conventional financing option may allow you to purchase a home for an aging parent or an adult child with a disability—even if you won't occupy the home yourself.

That could mean helping a parent live closer to family or creating greater independence and stability for your adult child.
Every family's needs are different. Let's talk about what's possible for yours.
https://myoc.io/6HKkG

10/27/2026

Unofficial Signs You're a First-Time Homebuyer.
Tag someone who's deep in the trenches!
https://myoc.io/6HKkG

10/23/2026

Waiting for rates to drop?

Your rate is one number. It's not the only one that decides whether now is a good move for you. Here's what actually makes up your opportunity:

💰 Rate
🏠 Home price
👀 Competition
🤝 Seller flexibility
📆 Monthly payment
💵 Cash needed at closing

Message me to walk through your actual scenario.
https://myoc.io/6HKkG

10/22/2026

Mortgage terms can sound scary, but they're really not! Especially not when you have an experienced loan officer to guide you. Questions about anything mortgage-related? Send me a message!
https://myoc.io/6HKkG

10/21/2026

"Is it even a good time to buy?"
I get this question every week. And the answer is that it depends on your not the news cycle. There is no universal """"right time."""" There is just your right time. When your job is stable, your savings make sense, and you've found a payment you're comfortable with. That's the conversation I want to have with you. No pressures, no spin. Just an honest look at where you stand and where you want to be in the future. ""
"
https://myoc.io/

Address

295 Bradley Boulevard Ste 101
Richland, WA
99352

Website

https://planethomelending.com/mortgage-loan-officers/washington/kennewick/dan-o-neill

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