Tino Martinez NMLS 1457806

Tino Martinez NMLS 1457806 I'm Tino Martinez, NMLS: 1457806, Loan Originator with PrimeLending, a national mortgage lender making home-buying dreams come true nationwide.

PrimeLending NMLS ID: 13649

I'm Tino Martinez, NMLS: 1457806, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending's loan officers give customers personal attention and explain their options every step of th

e way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers' trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hiilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

For licensing information, go to: www.nmlsconsumeraccess.org

Honored to be recognized as a recipient of the 2026 NAHREP Top 250 Mortgage Originators Award.While I’m grateful for the...
06/07/2026

Honored to be recognized as a recipient of the 2026 NAHREP Top 250 Mortgage Originators Award.

While I’m grateful for the recognition, what means the most to me is what this award represents: the trust of the families I’ve had the privilege to serve.

Every home purchase has a story behind it—a first-time buyer taking a leap of faith, a growing family needing more space, or someone finally achieving a long-held dream. Being a small part of those moments is something I’ll never take for granted.

Thank you to my clients, referral partners, friends, family, and team for your continued trust and support. I’m excited to continue helping families build their future through homeownership.

Congratulations to all of the incredible professionals recognized this year.

Honored to be named a 2026 Top Mortgage Originator by Scotsman Guide.Grateful for every client, referral partner, and re...
04/10/2026

Honored to be named a 2026 Top Mortgage Originator by Scotsman Guide.

Grateful for every client, referral partner, and relationship that made this possible.

This isn’t just an award—it’s a reflection of trust. And I don’t take that lightly.

If you’ve trusted me with your home financing journey… thank you.





04/01/2026

That “low rate” might be more expensive than you think…

Not financially — but in how it’s keeping you stuck.

A lot of homeowners right now are quietly wrestling with the same decision:
Stay comfortable… or move forward?

The market is shifting, and so are people’s priorities.

If you’ve been going back and forth in your head, you’re not the only one.

💬 Curious what moving could actually look like for you in today’s market?
Send me a message — I’ll break it down for your situation.






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03/26/2026

🏡 Buying a home today isn’t harder — it’s just different.

The buyers winning in today’s market aren’t waiting for things to feel like 2019 again. They’re adjusting their strategy.

That might mean:
✔️ Understanding their real monthly payment
✔️ Adjusting their budget
✔️ Creating extra income streams
✔️ Planning ahead before they start house hunting

The truth is homeownership today requires preparation, not perfection.

And the buyers who prepare early usually have the biggest advantage.

💬 Are you planning to buy a home in the next 12–24 months?

Save this video so you can come back to it later, and share it with someone working toward homeownership.

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03/19/2026

🚨 Mortgage rates in 2026 probably won’t do what most people expect.

Many buyers are waiting for rates to crash… but forecasts from housing economists suggest something different.

Experts at Fannie Mae, the Mortgage Bankers Association, and the National Association of Realtors are all projecting mortgage rates to stabilize, not crash.

📊 Most forecasts show rates settling around 5.9%–6.3%.

That means this may not be a market about waiting for 3% rates again…
It’s a market about having the right strategy.

💬 Are you waiting for rates to drop before buying?

Save this video for later and share it with someone thinking about buying a home this year.

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03/13/2026

🚨 Home buyers are starting to lose houses again.

Multiple offers are quietly coming back in many markets as inventory stays low and buyer demand picks up.

If you’re planning to buy in 2026, getting pre-approved early could be the difference between winning or losing the home you love.

💬 Are you planning to buy a home this year?

Save this for later and share it with someone house hunting.

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01/30/2026

🚨 BIG mortgage update that most buyers don’t fully understand 🚨

❌ No more 620 minimum credit score requirement for conventional loans — and that changes everything.

Fannie Mae is no longer judging buyers by one number. Instead, they’re looking at the full financial picture:
✔️ Income
✔️ Debt
✔️ Payment history
✔️ Savings
✔️ The home you’re buying

💥 What does that mean for you?
• You may qualify even with a credit score below 620
• First-time buyers, younger buyers, and recent immigrants now have more opportunity
• Some buyers who needed FHA before may now qualify for conventional loans
• Strong income, low debt, and solid assets matter more than ever

⚠️ Important note: This isn’t an automatic approval. Some lenders still have overlays, and credit score can still affect rates and mortgage insurance.

👉 The real win here? More buyers now have a real chance at homeownership — even without perfect credit.

That’s why talking to an experienced lender matters. When we review your numbers together, you’ll know exactly what’s possible right now — not guesses, not headlines.

💬 Comment “CREDIT” if you want to know where you stand
📩 DM me if you want a personalized review

Address

114 Columbia Point Drive Suite A
Richland, WA
99352

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15094928792

Website

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