Maltese Mortgage

Maltese Mortgage Maltese Mortgage Is Firefighter Owned and Operated. We Specialize in Helping Firefighters And First

08/20/2026

A fast closing usually isn’t about moving faster.

It’s about doing the work before the offer is ever written.

One of my recent clients was surprised at how quickly we were able to close — but by the time they found the right home, we had already verified the income, assets, credit, and documentation.

There’s a saying in the fire service:

Slow is smooth. Smooth is fast.

Do the work before the tones go off, so when it’s time to execute, you’re ready.

RSMRealEstate MortgageBroker CaliforniaRealEstate

08/18/2026

Your tax returns don’t always tell the whole story.

If you have significant retirement funds, investment accounts, or other eligible assets, there may be loan programs that allow us to use those assets to help calculate qualifying income.

That’s exactly what happened with a recent client of mine — she thought she couldn’t qualify because of irregular income, but we were able to structure the loan differently and close in less than 21 days.

If you’ve been told you don’t make enough “on paper,” send me a DM. There may be another way.

OrangeCountyRealEstate FirstTimeHomeBuyer

07/13/2026

I’ve had a lot of conversations with people who want to buy but feel like they’re not ready yet.

Most of them are closer than they think.

The thing that usually holds people back isn’t their finances. It’s that they don’t have a clear picture of what “ready” actually looks like or what order to do things in.

I put together a free week by week guide that maps it out from start to finish. Twelve weeks. You’ll know exactly what to do and when.

If you want it, DM me, it’s 100% free

07/08/2026

Thinking about moving, but worried you have to sell your current home first?

Many homeowners assume they have to sell before they can buy their next home. In reality, that isn’t always the case.

For qualified homeowners with enough equity, a Buy Before You Sell strategy may allow you to purchase your next home before selling your current one. That can mean:

✅ Move once instead of twice
✅ More time to prepare your current home for sale
✅ Less stress coordinating two closings
✅ Potentially stronger purchase offers

It’s not the right solution for everyone, which is why the first step is simply seeing what your options are.

👉 I put together a free guide explaining how it works, who it’s best for, and what to consider. Just DM me




03/03/2026

This client had an escrow shortage because their account wasn’t set up correctly, increasing his monthly payment by $1,600 per month. It’s important to understand how these accounts work so this doesn’t happen to you. If you need someone to take a look, send me a DM!

01/27/2026

Please don’t feel pressured to use any service provider. You as the consumer have the right to choose!

11/06/2025

We don’t just lend from behind a desk—we’re in the field, walking the same properties our investors are. That’s how we move fast and keep deals on track.

(Educational only. Not a commitment to lend.)

Address

30211 Avenida De Las Banderas
Rancho Santa Margarita, CA
92688

Telephone

+18779163473

Website

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