07/27/2022
4 Steps to Your Mortgage Loan: Purchasing a Property
Step 1) Get Pre-Approved
Filling out our loan application, a credit report, and sending us your documents to verify income/assets/liabilities will allow us to see what you qualify for. If there are any issues, we will work alongside you to create a plan to get you to the right point.
Step 2) Find a Property
Get out there, have fun and find your next home for you and your family. Get Accepted! and have your agent send us the Purchase Agreement
Step 3) Submit to a Lender and Lock Your Rate!
Work with your Loan Officer to compare your options and rates to find the BEST Loan for YOU. Once decided, we will submit to a Lender and Lock your Rate. The lender may require additional files/actions depending on the property/person. Gemini Mortgage will order any needed third party services (appraisal).
Step 4) Sign Closing Documents and MOVE INTO YOUR NEW HOME!
Sign your closing disclosures to finalize all terms and conditions. Last but most important..... MOVE INTO YOUR NEW HOME!
Start The Process by reaching out to a Loan Officer today!