Kirk Jennings at First Heritage Mortgage

09/02/2026

5.0 star review received on Experience.com for Kirk Jennings by William B - Kirk does a very good job explaining loan documents and gets things done in a timely manner

Click to see all 404 reviews of Kirk Jennings at First Heritage Mortgage, Senior Loan Officer | NMLS ID #1446249

08/03/2026

5.0 star review received on Experience.com for Kirk Jennings by Irudaya J - Kirk is excel, knowledgeable and readily available.

Click to see all 403 reviews of Kirk Jennings at First Heritage Mortgage, Senior Loan Officer | NMLS ID #1446249

07/30/2026

5.0 star review received on Experience.com for Kirk Jennings by Rajesh C - The process is very seamless and easy. The only feedback I have us is to get the appraisal done as early as possible. I had a surprise when my appraiser set a value less than the sell price. I did not get much time to react to that.

Click to see all 402 reviews of Kirk Jennings at First Heritage Mortgage, Senior Loan Officer | NMLS ID #1446249

07/30/2026

4.75 star review received on Experience.com for Kirk Jennings by Yelena A - Amazing commu from Kirk and the team. Felt like they want to help and make sure All are on it

Click to see all 402 reviews of Kirk Jennings at First Heritage Mortgage, Senior Loan Officer | NMLS ID #1446249

07/12/2026

5.0 star review received on Experience.com for Kirk Jennings by Christopher U - Kirk was very professional and took his time to explain and educate me throughout the whole proccess. He was transparent and very timely with answering my questions or getting my steps completed. Will be recommending his services and I'll be coming back again.

Click to see all 403 reviews of Kirk Jennings at First Heritage Mortgage, Senior Loan Officer | NMLS ID #1446249

06/10/2026

You’re cleaning a room no one’s used in years, putting off yard work (again), and doing math you’d rather ignore. 🧹 Sound familiar?

Downsizing isn’t just a move; it’s a major financial decision. If it's done right, it can unlock equity, lower expenses, and align your home with your life today. 🏠✨

If you think it's time, check out our guide that can help you spot the signs and learn what to consider before making the move! 👉🏼 https://fhmtg.com/2026/03/26/when-is-the-right-time-for-downsizing-your-home/

06/07/2026

Did you start your homeownership journey with an ARM mortgage? We get it, they can be appealing at the beginning. But, future adjustments can mean higher payments.

If you’re looking for stability, refinancing to a fixed-rate mortgage could lock in a consistent rate and monthly payment. 🏡 ✨

Check out our blog to learn how to get started and why this could be a smart move! 🔗 https://fhmtg.com/2024/12/05/how-to-refinance-your-arm-into-a-fixed-rate-mortgage/

06/05/2026

Meet the Big 3: Fannie Mae, Ginnie Mae and Freddie Mac.

They don’t lend directly, but they work behind the scenes to make home loans more accessible and affordable for you!

We explain how in our blog. 👉🏼 https://fhmtg.com/2026/03/12/what-to-know-about-fannie-mae-ginnie-mae-and-freddie-mac/?fbclid=IwY2xjawRDWW9leHRuA2FlbQIxMABicmlkETF5aHhvR0JEMDAxVnhPMVpMc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHkDB1xXImxdTsaBvZpGTOEZnrwAjt6_qpoFQsG1rC_Y5wc_msEm9Clf2ZyxK_aem_i_fAKDy9yDq9vmkYQhRGkg

06/03/2026

Are you self-employed? We get it. 💼

Our loan officers at First Heritage Mortgage help freelancers, consultants, and entrepreneurs secure the right home loan with confidence. By understanding expectations and your loan options, you can achieve homeownership! 🏡

We break down what lenders want to see and the best loan programs for self-employed borrowers in our blog! 🔗 https://fhmtg.com/2026/01/01/how-to-buy-a-house-when-you-are-self-employed/

05/31/2026

Are you ready to start investing in real estate? You have probably heard that real estate investment is a great way to build generational wealth and make use of your capital. But, success begins with the right strategy! 🏘️

We break down how you can get started in buying property and what you will need to plan to be successful in our blog. Check it out! 🔗 https://fhmtg.com/2022/05/05/getting-started-in-real-estate-investment/