Sunny Larsen - CrossCountry Mortgage

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United States
Puyallup, WA
Sunny Larsen - CrossCountry Mortgage

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🏆 Top 1% Mortgage Originator Nationwide
🏘️ Sr. Serving WA, ID, OR, AZ, CA, CO, and FL.
(1)

Loan Officer
📓 NMLS505811 NMLS3029
📲 425.876.4959
📧 [email protected]
📍 Licensed in AZ, AL, CA, CO, FL, ID, OR & WA
Equal Housing Opportunity
NmlsConsumerAccess.org Since 2005, I’ve helped clients across Washington and the greater Pacific Northwest navigate the mortgage process with clarity and confidence. I am committed to delivering transparent communication, reliable guidance, and on-time closings—every single time. My goal is to understand each client’s financial goals and provide loan options that support their long-term success. From first-time buyers to seasoned homeowners, I’m dedicated to keeping the process smooth, simple, and stress-free while building relationships that last well beyond closing. Personal NMLS505811
Branch NMLS2721660
Company NMLS3029
Equal Housing Opportunity

Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

11/04/2026

Only 32% of Veterans know they can purchase a home with no down payment. That’s from NewDay USA’s 2026 Survey of Veterans and Service Members, and it stopped me in my tracks.

The no down payment benefit is the heart of the VA home loan, and more than two thirds of the people who earned it don’t know it exists. Saving for a down payment is the number one thing that keeps buyers renting.

If you served, you may not need to wait! Send me a message and we’ll find out if you’re eligible for a VA loan with no money down. ❤️

11/03/2026

🎤🔥 That's a wrap on ! 🍊

What a way to close out an incredible few days!

From gaining valuable insights into what the 2027 housing market could bring with industry leaders like Barry Habib & Rick Ruby, to getting inspired and fired up by Martha Stewart, this Sales Rally was packed with knowledge, motivation, and fresh perspectives!

And because CrossCountry Mortgage doesn't do anything halfway, we ended the night with LUDACRIS! 🎶🔥🎤

I'm heading home with new ideas, renewed energy, and an even bigger excitement for what's ahead in 2027!

The market will always change, but one thing won't: my commitment to helping families navigate homeownership and finding creative ways to make it happen! 🏡☀️

2027, I'm ready for you! 💪

11/03/2026

11/02/2026

NewDay USA's 2026 survey found that just 23% of Veterans know that VA loans do not require PMI at any down payment level.

On most conventional loans, buyers who put down less than 20% pay private mortgage insurance every single month. A VA home loan skips that entirely. No PMI with no down payment, no PMI with a small down payment, no PMI period!

Over the life of a mortgage, that adds up to real savings for Veteran homeowners. If you’ve been comparing loan options and wondering why VA loans get so much attention, this is a big reason.

Reach out and I’ll walk you through the VA loan benefits you earned. ❤️

11/02/2026

🍊 SQUEEZE THE DAY! 🍊

When life hands you oranges, you make the most of every opportunity! ☀️

Having an absolutely zest-tastic time at the CrossCountry Mortgage Sales Rally! Connecting with amazing people, sharing ideas, getting inspired, and bringing home some fresh energy to finish 2026 STRONG! 💪

Big goals, fresh perspectives, and a whole lot of vitamin C! 🍊😎

11/01/2026

🍊 Just swinging into the CrossCountry Mortgage Sales Rally!

A little Florida sunshine, a little inspiration, and a whole lot of excitement for what's ahead! ☀️

Ready to soak up new ideas, connect with some amazing people, and bring home even more ways to help my clients and referral partners!

Let's make it a sweet one! 🍊🏡

Life at CCM

11/01/2026

November is National Veterans and Military Families Month, and all month long I’ll be sharing the VA home loan facts I wish more Veterans knew. ♥️

Let’s start with the one that causes the most confusion: the VA funding fee. It’s a one-time fee the VA charges to keep the loan program running, and it’s what makes benefits like no down payment and no PMI possible. Most buyers roll it into the loan, so nothing comes out of pocket at closing.

Here’s the part a lot of people miss: some Veterans and surviving spouses are exempt from the funding fee entirely, including Veterans who receive VA disability compensation. 👉️ If that’s you, it can mean a meaningful amount of money saved on your VA mortgage.

Follow along this month, and if you have a VA loan question, send it my way!! 📲

10/31/2026

Wishing everyone a happy Halloween!!🎃👻

10/29/2026

A question I hear all the time: when the Fed raises rates, do mortgage rates go up the same day?! 👻

Here's the short version...the Federal Reserve sets the federal funds rate, a short-term benchmark banks use to lend to each other. Mortgage rates tend to follow the 10-year Treasury yield, which is what investors earn for lending to the government for 10 years. That yield moves with inflation & jobs reports and with what investors expect from the economy. Inflation is still running above the Fed's 2% target, so the Fed is keeping the porch light on...

So, what does that mean for you?
If you're buying a home, get pre-approved first so you know your real budget before you fall for a house. Once you're under contract, talk with your Mortgage Advisor about a rate lock so a jump before closing doesn't change your payment.

If you're selling, price for today's buyers. A seller credit or temporary buydown can sometimes do more for a buyer's monthly payment than a price cut!

Swipe through, then send me a message with your mortgage questions. The trickier, the better! We'll build a plan that fits your situation. 🎃📲

Address

311 River Road #208
Puyallup, WA
98371

Telephone

+14258764959

Website

http://www.CCM.com/sunny-larsen, https://linktr.ee/sunnylarsen, https://c.homebotapp.com/home-search/lead/8fbbf430-ac38-

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