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Vet2Vet Home Loan Team

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United States
Puyallup, WA
Vet2Vet Home Loan Team

Meet Will Smith with the Vet2Vet Loan Team, Powered by Edge Home Finance. A local JBLM Veteran and Mortgage Broker specializing in VA Loans. NMLS #2288904

When I'm not being used as a human jungle gym by my 4 kids, I am serving Veterans across the PNW. You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure tha

t you get a low rate mortgage without the stress and hassle. After spending over 12 years serving in the Army, I'm now dedicated to serving others right here at home on the path to achieve homeownership. As a Mortgage Broker I don’t work for a bank, I work for my home buyers. I’m able to shop different lenders for lower rates and fees so you don’t have to. There's no such thing as a one size fits all mortgage. You have a lot of options when it comes to building your mortgage plan. Together, we will create the right mortgage plan for your home and for your lifestyle. No sales pitch, just solid education and data to ensure you make an educated decision. Vet2Vet Home Loan Team - Will Smith | NMLS #2288904

09/02/2026

😎 🍉 𝗛𝗮𝘃𝗲 𝗳𝘂𝗻 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸𝗲𝗻𝗱! 🚤 🍦

08/31/2026

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗔𝘂𝗴𝘂𝘀𝘁 𝟯𝟭, 𝟮𝟬𝟮𝟲

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝘄𝗼𝗿𝘀𝗲 👎
Rates have been pretty stable this month but ended last week near their highest levels. Most borrowers wouldn't see a change in rate, but may see a difference in the credit or points needed to get that rate.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝘄𝗼𝗿𝘀𝗲𝗻 👎
Rates could move higher this week as oil prices rise on increased tensions in the Middle East and markets worry the Fed may hike rates at its next meeting. Any increase may be small, but it's tough to see rates moving much lower from here.

📈 𝗪𝗵𝗮𝘁’𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
• The Fed: Fed Chair Warsh's Jackson Hole speech last week raised concerns that the Fed may hike rates as soon as the next Fed meeting in September to fight stubborn inflation. There is some concern the Fed may hike rates twice before the end of the year, despite upcoming midterm elections.
• Labor data: Several jobs reports come out this week, with Friday's BLS jobs report being the most important. The report will show how many jobs were created in August as well as the unemployment rate. Weak job numbers could help mortgage rates, while stronger numbers could increase the chances of a Fed rate hike in September.

08/29/2026

"I'm saving my VA loan for when I buy my real house." 😩

Entitlement isn't a one-time coupon. It restores after you sell, and depending on what's left, you might be able to use it again before that even happens.

Waiting doesn't protect you; it just delays your equity. 📉

📩 Message us or visit vrebnetwork.com

08/26/2026

Starting a new job while buying a home? Here’s what I want you to know. 👇

Please talk to me before you put in your notice. 😅

Changing jobs doesn’t automatically mean you can’t buy a home, but the timing matters.

If you’re starting a new job, I’m going to need to know:

👉 When is your last day at your current job?
👉 When does the new job officially start?
👉 What will your new pay be?
👉 Are there any conditions you still have to complete?
👉 When are we planning to close?

Depending on your loan type, we may also need an offer letter and additional documentation before we can use that new income to qualify.

This is one of those situations where I’d much rather you call me before making the change than tell me after everything is already in motion. 😂

Changing jobs? Moving money around? Making a big purchase?

When you’re buying a home, keep your loan officer in the loop. A quick conversation can save us both a headache later. 🙌

08/26/2026

That's a record, and it's no coincidence. 🚩

Pricing a home right and marketing it well is half the battle. The other half is having someone in your corner who actually knows how to get it sold. That's what a top agent brings to the table, and it's why sellers keep coming back to one.

If you're selling this year, work with a Top VREB Agent in your market and get a VREB Reward when you close.

Same great agent, and extra money back in your pocket.

Message us or visit vrebnetwork.com 🚩

08/24/2026

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗔𝘂𝗴𝘂𝘀𝘁 𝟮𝟰, 𝟮𝟬𝟮𝟲

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝘄𝗼𝗿𝘀𝗲 👎
Although mortgage rates crept slightly higher, the move was small and rates really aren't much different from where they've been the last few weeks.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝘄𝗼𝗿𝘀𝗲𝗻 👎
Rates aren't likely to make any big jumps this week, but could creep a little higher depending on oil prices and the outlook for long term bond yields. If yields rise, mortgage rates will creep higher with them. The most likely way we could see rates surprise us and move lower would be a breakthrough in the Middle East that helps drive oil prices down.

📈 𝗪𝗵𝗮𝘁’𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
• The Middle East: There's no end in sight for the impasse with Iran, which means we're unlikely to see an increase in shipping traffic through the Strait of Hormuz that would help bring oil prices down. Elevated oil prices will continue to put upward pressure on mortgage rates.
• The Treasury: Treasury Secretary Scott Bessent is looking for ways to bring down longer-term bond yields, which could help keep mortgage rates from moving much higher or even help them improve slightly. However, it would take something significant to push bond yields much lower and bring mortgage rates down.

08/21/2026

AI might have answers, but it has never sat across from a lender explaining why your VA appraisal came in low. 👀

Give AI a break and talk to someone who's actually done this.

AI can give you a general answer about VA loans in about two seconds, but it does not know your credit profile, your entitlement, or what happens when a seller does not understand VA financing.

Every veteran's situation is different, and getting matched with the right agent is what makes or breaks the process.

That's where VREB comes in.

Looking to buy or sell your home? Stop asking AI and contact VREB to get matched with a VA loan expert in your area. 🚩

08/21/2026

New 5.0-star Review: "Great service, went above and beyond!"

08/21/2026

New 5.0-star Review: "As a real estate agent who has used her VA loan personally, I am all too familiar with just how important it is to have the right people in your corner when it comes to using your VA loan. Will truly cares about his people and embodies what it means to be a VA loan specialist. I recently had the opportunity to collaborate with Will Smith at Vet2Vet Home Loans on a transaction involving a veteran who had previously been preapproved for a lower purchase amount through another lender. Will took the time to dig into the client’s specific financial situation, apply his extensive knowledge of VA financing, and find a way to maximize the veteran’s VA loan benefit. The result? Our client was able to purchase the home they really wanted, pay off some existing debt as part of the process, and ultimately receive funds back at closing. That is the kind of lending expertise that can make a HUGE difference for a veteran. Here’s what stood out to me about working with Will: • Deep VA loan product knowledge — He knows how to actually use the VA loan benefit strategically, rather than simply processing a VA loan. • Creative problem-solving — When the initial preapproval didn’t get our client where they needed to be, Will looked deeper and found a solution. • Veteran-focused service — It is obvious that Will genuinely cares about helping veterans make the most of a benefit they earned through their service. • Excellent communication and collaboration — As an agent, I appreciate having a lender who understands that we’re all on the same team and keeps the focus where it belongs: on getting the client successfully to the closing table. I have already referred several clients to Will who are PCSing to NAS Whidbey Island, and I will continue to do so. If you’re a veteran looking to buy a home on Whidbey Island, Oak Harbor, or the surrounding area, I highly recommend talking with Will before assuming you can’t qualify for the home you want. If you’re looking for a VA loan lender who truly understands VA financing and knows how to maximize your VA home loan benefit, Will Smith with Vet2Vet Home Loans should absolutely be on your list."

08/20/2026

Thinking about Florida? 🌴

VREB has your back whether you're a veteran or not. We've got top agents in every city, and we can help you sell your current home too, not just find your next one.

Veterans get two reward checks at closing. Non-veterans get a home warranty. And no matter who you are, you're getting matched with a genuinely great agent who knows their market and the VA loan process.

Message us or visit vrebnetwork.com 🚩

Address

13921 Meridian E, Ste 201
Puyallup, WA
98373

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Saturday	9am - 8pm
Sunday	9am - 8pm

Telephone

+12533803727

Website

http://Www.Vet2vethomeloans.com/, http://www.vet2vethomeloans.net/

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