Fernando J. DaCunha - The Mortgage Maverick with CrossCountry Mortgage

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Purchase, NY
Fernando J. DaCunha - The Mortgage Maverick with CrossCountry Mortgage

Empowering clients and professionals for real estate. 15+ years, $500M+ closed. Comedy skits & parodies to educate. Podcast Streaming Now!

Vice President of Lending | NMLS ID # 408762
Branch NMLS 1698537 | Company NMLS 3029
Equal Housing Opportunity Youtube: https://youtube.com/channel/UCItsqwlf7it8QZTlYcQ1S6g

Instagram/TikTok:

Podcast: https://anchor.fm/mortgagemaverick

10/30/2026

Credit in the high 700s, debt-to-income under 30, reserves for days. I'd write this file a love letter if compliance allowed it.

10/28/2026

Scariest call of spooky season. Nobody has ever said “let's discuss the file” and followed it with good news.

10/26/2026

Please, tell me more about this lender with better rates. I'll send your file over myself. Gift wrapped.

10/23/2026

No periods or commas but I think there was a closing date somewhere in the middle. I replied with one question and got four voice memos back.

10/21/2026

In fairness, the underwriter did ask for your soul. It's on the conditions list, right under the letter of explanation for that $300 Venmo.

10/19/2026

Income looks great on paper. Mental health is currently in conditions. Underwriter needs two more months of sleep statements.

10/16/2026

Deal died Friday. New lead called Monday. The tide always brings something back, sometimes it's just a volleyball.

10/14/2026

Three rate lock extensions, two appraisal rebuttals, one miracle. Got a thumbs up. I'll be framing it.

10/14/2026

🏡 Real estate: where patience pays off! 📈

77 out of 84 years with appreciation. Not bad for an investment that keeps proving the experts wrong. 😂

Time in the market > timing the market.

Thinking about buying, investing, or exploring your options? Reach out! And to my fellow real estate pros, let’s connect, collaborate, and build something together. 🤝

10/12/2026

Burnout is temporary. Tuition is forever. Some of us are one low appraisal away from opening a taco truck, and we keep closing anyway.

Address

2900 Westchester Avenue, Suite 202
Purchase, NY
10577

Website

https://g.co/kgs/9tfcoF

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