What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm

Tom Gibbons Mortgage Loan Officer

Home
United States
Providence, RI
Tom Gibbons Mortgage Loan Officer

Call Directions Website Contact the business

Mortgage lender with experienced professionals in the neighborhoods where you live. NMLS 75243 Call or text Tom at 401-523-5947.

Tom Gibbons has been in the mortgage industry since 2013, starting as a loan processor and working his way up to Operations Manager at PRMG's Providence branch alongside his father, John Gibbons. After more than a decade of experience in processing, underwriting, and operations, Tom became a licensed loan originator, bringing valuable behind-the-scenes knowledge to every client he serves. Licensed in Rhode Island and Florida, Tom helps homebuyers and homeowners with FHA, VA, USDA, conventional, jumbo, and Non-QM financing. Whether you're buying your first home, refinancing, or relocating, Tom's goal is simple: provide clear guidance and help you choose the mortgage solution that best fits your needs.

11/02/2026

10/28/2026

10/26/2026

The thing you remember about a home probably isn't the square footage. It's the Saturday morning coffee. The messy holidays. The first mark on the doorframe. The little routines that become yours. That's the part of homeownership that doesn't show up on a listing sheet.

What would make a house feel like your home?

Save this for your someday list, and share it with someone who has a picture of home in their head already.

Benefits of Homeownership | Building Equity | Dream Home | New Homeowner | Mortgage Lender | Home Loans | First Time Home Buyer | Homebuyer Education | Mortgage Tips | Home Buying Tips | Homeownership | Mortgage Education | Home Loan Programs | Real Estate | PRMG

10/21/2026

A rate headline can tell you what's happening in the market. It can't tell you what buying a home would look like for you. That's where your own numbers come in. Your price range, loan scenario, down payment and other factors can change the picture.

Before a headline makes you hit pause, make sure you know what it actually means for your situation.

Save this for the next rate headline, and send it to someone who's been watching the market.

Mortgage Rates | Interest Rates Homebuyers | 30 Year Fixed Rate | Freddie Mac Rates | Housing Market | Mortgage Lender | Home Loans | First Time Home Buyer | Homebuyer Education | Mortgage Tips | Home Buying Tips | Homeownership | Mortgage Education | Home Loan Programs | Real Estate | PRMG

10/19/2026

The fun part of buying a home is scrolling the listings. The useful part is knowing what you're looking at before you fall in love with one. A little preparation upfront can mean fewer surprises later, especially when it comes to your budget, upfront costs and the people helping you through the process.
And when something doesn't make sense? Ask.

Save this before your first showing, and share it with someone who's officially in house-hunting mode.

First Time Home Buyer Tips | Home Buying Process | Earnest Money | Mortgage Pre-Approval | Homeowners Insurance | Home Inspection | Mortgage Lender | Home Loans | First Time Home Buyer | Homebuyer Education | Mortgage Tips | Home Buying Tips | Homeownership | Mortgage Education | Home Loan Programs | Real Estate | PRMG

10/14/2026

Before you put every dollar you have into a down payment, make sure it’s actually the smartest move for you.
Sometimes, keeping cash in reserve is just as important as putting money down.
The goal isn’t just to buy a house. It’s to be financially prepared to own one. Contact me or click the link in my bio to discover which mortgage option is best to fit your needs.

10/14/2026

You don't have to know what the market will do next to start understanding your options. You can look at what you can control: your budget, your financing options, potential assistance, and what you're comfortable with. That doesn't mean buying is right for everyone or that you need to make a decision today.
It just means you don't have to wait for a perfect market to get informed.

Save this for later, and send it to someone who's been waiting for the market to change.

Should I Wait to Buy a House | Down Payment Assistance | Seller Contributions | Homebuying Options | Mortgage Rates | Mortgage Lender | Home Loans | First Time Home Buyer | Homebuyer Education | Mortgage Tips | Home Buying Tips | Homeownership | Mortgage Education | Home Loan Programs | Real Estate | PRMG

10/12/2026

You made it under contract!

Now is probably not the time to make big financial moves without talking to your loan officer first. Things that seem completely unrelated to your mortgage can sometimes change the financial picture your loan was based on.

When you're this close to closing, a quick question can be worth making.

Save this until closing day, and send it to someone who's under contract right now.

Before Closing Tips | Mortgage Approval | What Not to Do Before Closing | Underwriting | Closing Day | Mortgage Lender | Home Loans | First Time Home Buyer | Homebuyer Education | Mortgage Tips | Home Buying Tips | Homeownership | Mortgage Education | Home Loan Programs | Real Estate | PRMG

Address

3 Regency Plaza Suite 23
Providence, RI
02903

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+14015235947

Website

https://www.prmg.net/loanofficer/thomas-gibbons/

Alerts

Be the first to know and let us send you an email when Tom Gibbons Mortgage Loan Officer posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.