Ryan Young, NMLS 113296 - Summit Mortgage Corporation

08/28/2026

What really shapes your homebuying power? 🏡

Income is only part of the equation. Monthly debts, taxes, insurance and HOA dues can all affect your DTI—and how much home you may qualify for.

Don’t disqualify yourself. Read our latest e-news, then connect with a Summit loan officer to explore your options. You may be closer than you think! 💚

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08/07/2026

Student loans don’t automatically put homeownership out of reach. 🏡 Your repayment plan, documented monthly payment and mortgage program can all affect how your loans are calculated—and what you may qualify for.

Don’t count yourself out before exploring your options. Let’s talk!

06/30/2026

When was the last time you reviewed your mortgage? 🤔

Life changes. Your goals change. Your mortgage strategy should too.

Whether you're curious about your home's value, your equity, or your future plans, our team is here to help with a complimentary mortgage review.

Let's connect! 🏡

Subscribe to our monthly e-news to stay up-to-date with the housing market.

05/27/2026

From tackling high-interest debt to funding renovations, there’s more than one way to put your equity to work — and choosing the right option can make a big difference long-term.

💡 In our May eNews, we’re breaking down the differences between a Cash-Out Refinance and a HELOC so you can better understand which option may best fit your goals, timeline, and comfort with monthly payments.

✔️ Read the full breakdown and connect with us if you’ve been wondering what your options look like.

Subscribe to our monthly e-news to stay up-to-date with the housing market.