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Tracy Matthews - NMLS# 420473

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Tracy Matthews - NMLS# 420473

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Tracy Matthews
NMLS - 420473 Tracy Matthews NMLS #420473 is a trusted Branch Manager who is ready to make your dreams of owning a home a reality.

Tracy Matthews is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!

11/02/2026

Rates ended last week at their lowest point since late September.

Where things landed (national averages, Mortgage News Daily, 10/30):
• 30-yr fixed: 7.27%, down 0.06 for the week
• 15-yr fixed: 6.92%, down 0.06
• FHA: 6.90%, down 0.08
• VA: 6.91%, down 0.08
• Jumbo: 7.55%, down 0.05

On the housing side, new listings are down 1.5% from a year ago (Realtor.com) and single-family completions are down about 11% this year. Fewer homes coming to market means pricing and prep matter more than ever if you're selling, and a quick move matters if you're buying.

Rates change daily. The best way to know what today's number means for your budget is to get Pre-Qualified.

DM us UPDATE and we'll walk you through it.

10/31/2026

Happy Halloween! 🎃👻

Wishing you a night full of treats, safe trick-or-treating and the best candy on the block.

From our team to your home, have a spooky, sweet one.

10/30/2026

Breaking up with your landlord this spooky season? 👻

Every rent check builds someone else's equity. When you own, those monthly payments start working for you.

Not sure where to start? Getting Pre-Qualified shows you what you could afford, so you can house-hunt with confidence.

Comment BOO and visit https://www.gfshomeloans.com/loan-officer/tracy-matthews to plan your next step.

10/29/2026

Trick or treat? When you're buying a home, you want the treats. 🎃

Tricks to skip:
• Surprise costs at closing
• Shopping before you know your price range
• Opening new credit before you close

Treats to grab:
• Knowing your costs upfront
• Getting Pre-Qualified first
• Keeping your credit steady until the keys are yours

Comment TREAT and we'll help you skip the tricks.
https://www.gfshomeloans.com/loan-officer/tracy-matthews

10/28/2026

Haunted houses? Please. These are the real scares. 👻

• Rent going up. Again.
• Opening a new credit card during underwriting
• House hunting without being Pre-Qualified

The good news: all three are avoidable with a plan.

Which one scares you most? Tell us below, or visit https://www.gfshomeloans.com/loan-officer/tracy-matthews and we'll help you skip the scary parts.

10/28/2026

Today is National First Responders Day.

Thank you to the firefighters, EMTs, paramedics, police officers and dispatchers who run toward what others run from. We're grateful for you and your families.

10/26/2026

No tricks this week, just a little treat. 🎃

Mortgage rates reached their lowest level in about a month. The 30-year fixed averaged around 7.33% as of Friday, down slightly on the week, per Mortgage News Daily. That makes three straight weeks of improvement since rates peaked in early October.

What to watch this week:
• Home price and new home sales reports on Tuesday
• The Fed's rate decision on Wednesday
• Fresh inflation data on Thursday

Wondering if this is a good time to make your move? We'll walk you through it.

Source: Mortgage News Daily. Rates shown are national averages, not a quote or commitment to lend.

10/24/2026

Want to buy in the spring? The smart move starts this fall.

Spring is when a lot of buyers jump in at once. Getting ready now puts you ahead of them:
• Now: check your credit and clean up anything unexpected
• This fall: set a savings target for your down payment and closing costs
• This winter: get Pre-Qualified so you know your range
• Spring: shop with confidence while others are just getting started

We'll help you build your game plan visit https://www.gfshomeloans.com/loan-officer/tracy-matthews

10/23/2026

Nobody celebrates closing day quite like the dog. 🐶🔑

A yard of their own. Room to run. A front window to guard. Homeownership hits different for everyone in the family.

Ready to get your crew some keys? Visit https://www.gfshomeloans.com/loan-officer/tracy-matthews and let's talk about your first step.

10/22/2026

Go ahead, zoom in. 🔍

The thing standing between you and your first home might be a lot smaller than you think. For a lot of buyers, it's simply not knowing their numbers yet.

Getting Pre-Qualified shows you:
• Your price range
• What your monthly payment could look like
• What to work on, if anything, before you buy

Comment CLOSER or visit https://www.gfshomeloans.com/loan-officer/tracy-matthews we'll help you take the first step.

Address

5345 Towne Square Drive Ste. 110
Plano, TX
75024

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Website

https://www.matthewshomeloans.com/

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