The Dave Holland Team at HMA Mortgage NMLS 145763

06/15/2026

Sometimes homeownership is a team sport. If family wants to help, many loan programs allow gift funds toward your down payment and closing costs. We’ll help you handle it the right way.

06/12/2026

Helping first-time homebuyers is one of the most rewarding parts of what we do. A big thank you to Jacob for the kind words and to all of our clients for trusting our team to guide them through such an important milestone.

06/10/2026

Higher energy bills seem to be hitting everyone these days.

So I put together this quick guide with a few practical ways homeowners can improve energy efficiency and potentially save money without breaking the bank. From improving insulation to installing smart thermostats, small changes can add up over time.

Whether you live in Mt. Lebanon, Cranberry Township, Wexford, Peters Township, or anywhere throughout the Pittsburgh area, understanding where your home may be wasting energy can help you make smarter decisions as a homeowner.

Check out the full blog on my website:

Discover affordable, energy-efficient home upgrades for homeowners. Learn how small updates can lower utility costs, add comfort, and protect your home's value.

05/25/2026

This Memorial Day, we honor the brave men and women who made the ultimate sacrifice for our freedom. Let us take a moment to remember and express our gratitude today and every day. 🇺🇸
https://myoc.io/

05/22/2026

Transform your side hustle into your dream home! Leveraging your AirBNB or VRBO income could be your key to unlocking homeownership possibilities. Let's explore together how your short-term rental earnings can pave the way to qualify for your mortgage. Ready to make your real estate dreams a reality? Contact me to get started!
https://myoc.io/

05/15/2026

https://myoc.io/

05/10/2026

Celebrating the amazing moms who inspire, nurture, and guide us every day. ❤️ Here's to you and all the love you bring into our lives.
https://myoc.io/

04/27/2026

This is why we do what we do. Helping people navigate big decisions with confidence and making the process feel a whole lot easier.

If you’re getting ready to make a move, let’s talk and put a plan together.