Carrie Campbell, MLO nmls# 493599

09/09/2026

When a seller is motivated, they're often open to more than just a price reduction. They may negotiate on closing costs. They
may consider funding a rate buydown, which could lower your interest rate for the first one to three years of your loan. They
may work with you on your timeline.

Seven consecutive months of falling asking prices nationally, means this isn't a blip. Sellers in this segment have been sitting
longer than they expected. That's leverage for a prepared buyer.

The buyers winning right now aren't just finding the right home. They're structuring the right deal. DM me and let's talk about
what that looks like.

Source: Realtor.com Monthly Housing Trends Report 2026.
Note: Market conditions vary. Seller concessions, buydowns, terms, and eligibility are subject to applicable guidelines.

09/04/2026

Amazing networks and people! I highly recommend anyone in these areas consider checking out the new BNI Chapters forming!

tinyurl.com/BNIDiscovery2026

Are you interested in BNI?
Wondering how to start a new chapter in your area?
Or just curious how our referral generation process works?

Join Us, Sept 16th for a virtual Discover BNI session!

Lots of new chapters forming in the region, and many professionals who would love to meet you! 👇👇👇

09/03/2026

National housing headlines don't always tell the whole story.

According to Zillow Research, starter-home inventory increased 4.5% year over year in June, while luxury-home inventory
declined 5.2%.*

That could mean more options for some buyers searching at lower price points. Zillow also found that price cuts were more
common among starter homes, with 25% of listings receiving a price cut in June.

Market conditions can vary significantly by location, so what's happening nationally may look very different in your area.
Reach out to learn more about the inventory available in your area and price range.

*Source: Zillow Research, “Starter Homes Are Piling Up While Luxury Homes Fly Off the Market,” July 29, 2026. Starter homes
are defined by Zillow as homes in the 5th–35th percentile of home values in a given region. Market conditions vary by location
and are subject to change.


movement.com/carrie-campbell

09/03/2026

08/28/2026

Back-to-School Pop Quiz!
Do you need: ❌ Perfect credit? ❌ 20% down? ❌ Everything figured out?
Not necessarily.
One of the biggest homebuying misconceptions is thinking you're not ready when you may be closer than you realize.
If you've checked a few items on this Homebuyer Checklist, it might be time to explore your options and see what's
possible.
https://movement.com/lo/carrie-campbell

08/26/2026

Many prospective buyers assume they won't qualify because of factors like student loans, credit concerns, limited savings, or past
financial challenges.
The reality is that every buyer's situation is unique. Having one or more of these factors doesn't necessarily mean homeownership
isn't an option.
One way to better understand your options is to have a conversation with a loan officer and review your individual circumstances.
You may learn more about the mortgage options available to you and the steps that could help you prepare for homeownership.

https://movement.com/lo/carrie-campbell

08/21/2026

Home means more over time.
This Senior Citizens Day, we're celebrating the homeowners who have built a lifetime of memories and the options available to
help them make the most of their home equity.
For homeowners age 62+, a reverse mortgage can provide greater financial flexibility, helping you access home equity, reduce
monthly expenses, or support your retirement goals—all while staying in the home you love.
Have questions? Let's talk about whether a reverse mortgage is right for your situation.
Note: Qualification is required. Additional restrictions apply. Borrower is required to pay all property charges including, but not
limited to, property taxes, insurance, and maintenance. Borrower must meet all loan obligations, including living in the property as
their principal residence. If these obligations are not met, the loan may need to be repaid. This material has not been reviewed,
approved, or issued by HUD, FHA, or any government agency. Should not be construed as legal or financial advice. Please consult
a tax professional/financial advisor.


https://movement.com/lo/carrie-campbell

08/19/2026

Buying isn't automatically better than renting—but it isn't automatically more expensive either.
The best choice depends on your goals, finances, and timeline.
If you've been assuming homeownership isn't affordable, let's run the numbers together and explore your options.



https://movement.com/lo/carrie-campbell

08/13/2026

A less-than-perfect credit score doesn't necessarily mean homeownership isn't an option.
Every borrower's financial situation is different, and eligibility depends on individual circumstances and loan program
requirements.
A review of your individual financial situation can help determine what mortgage options may be available.


https://movement.com/lo/carrie-campbell