Hamilton Fox Insurance

08/25/2026

Telematics insurance promises lower premiums for safe drivers, and in many cases, it delivers. But whether it is worth signing up for depends on more than just your driving record. Swipe through to get a clearer sense of what these programs involve and what to weigh before you decide.

If you have questions about your auto insurance policy or if a telematics policy fits your needs, give us a call today. We are here to help.

08/20/2026

Since we are in the midst of hurricane season, our team wanted to share a timely reminder about one important step of the preparation process: reviewing your personal insurance coverages before a storm even hits.

Here are a few key areas we suggest reviewing this hurricane season:

🔵 Hurricane Deductibles - Some homeowners policies in some states may include a hurricane deductible, which is often a percentage of your home’s insured value. This deductible is separate from your standard homeowners deductible and is the amount of money you must pay toward hurricane-related damage before your insurance company starts paying. Know what triggers it and how much you’d owe.

🔵 Flood and Windstorm Coverage - Flood damage typically requires separate flood insurance, and damage from unnamed windstorms may also be excluded from some policies. Reviewing your coverage and filling any gaps before a storm hits can make a significant difference.

🔵 Filing Claims - Ahead of a hurricane, document the state of your home. Then, after the storm, document damage with photos and videos before you begin cleaning up or repairs. This can help fully showcase any potential damage done by a storm. Additionally, as you make repairs, keep receipts for what you spend.

As always, know that we are here to help if you have any questions about your coverage or if you would like to talk through layering on more coverage. Reach out today, and we can get started.

07/21/2026

New Home Closing? Not so fast...

Citizens Property Insurance is under Binding Restriction

07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

07/20/2026

Another happy client, another 5-star review! ⭐ ⭐ ⭐ ⭐ ⭐

Non-renewal? No problem, we have your solution. Which in many cases is better covrage at a lower cost.

Looking for reliable coverage and outstanding service? Let’s talk!

855-4A-QUOTE or [email protected]

07/17/2026

Great 3-Minute Clip on the State of the FL Housing Market - Palm Beach and Treasure Coast.

Interesting to hear that sellers in that area deal with similiar issues affecting home sales in Dade County... competition with new construction where they offer lower interest rates and waive closing costs.



https://www.wpbf.com/article/housing-market-in-florida/71941717?utm_campaign=snd-autopilot&fbclid=IwY2xjawTHEmNleHRuA2FlbQIxMABicmlkETFHd3hWMllIa3JlMkh2UWs1c3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHoxtMRgJyssmzvOQuaqJDQC55NYIqW4nIkYhdPMGpMIEFPr-RRkgowEXHQLA_aem_CowgBdU0RfQoej2R1w8Xvg

Florida housing market trends explained by Jason Coley of Atlantic Shores Realty Expertise ERA Powered.

07/16/2026

Another happy client, another 5-star review! ⭐ ⭐ ⭐ ⭐ ⭐

Thank you for choosing us for your homeowners insurance. We’re honored to help protect your home and peace of mind.

Looking for reliable coverage and outstanding service? Let’s talk!

855-4A-QUOTE or [email protected]

07/15/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

07/08/2026

As we get closer to boating season, our team has been having more conversations with clients who are either getting their boats back in the water or are taking a fresh look at their overall liability protection on the water.

This is a good time of year to revisit boat insurance, especially since more people are getting out and enjoying the water. Swipe for an overview of common boating accidents, liability, and how boat insurance can help.

If it’s been a while since you last reviewed your policy, or if you want to get set up with your own dedicated boat policy, we are happy to help. Feel free to reach out, and we can start the conversation.

07/03/2026

This July, we’re not just celebrating Independence Day — we’re also celebrating 250 years as a nation, a truly once-in-a-lifetime holiday. Our team wishes each of you a happy, safe, and memorable Fourth of July!

Please note that our office is closed on Friday, July 3rd. We’ll be back on Monday, July 6th, ready to assist with any early summer questions or needs.