LSS Financial Group

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LSS Financial Group Financial pace of mind with our Mortgage, Insurance and Tax Solutions. LOAN FACTORY CO- NMLS # 320841
LICILDO PEREZ CRUZ IN- NLMS # 2594120

Empowering your future providing personalized services,enabling you to make informed financial decisions and reach your goals.

How well do you know what really goes into a mortgage approval? 🏡Getting qualified looks at your complete financial pict...
10/15/2026

How well do you know what really goes into a mortgage approval? 🏡

Getting qualified looks at your complete financial picture, including your credit, income, debts, available funds, and property details.

Think you know the right answer? Drop A, B, C, or D in the comments below! Send me a message anytime if you want to see how these factors apply to your personal home financing goals.

Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

What does your next move look like? 🏡 Whether you are buying your very first home, needing more space to grow, or steppi...
10/14/2026

What does your next move look like? 🏡 Whether you are buying your very first home, needing more space to grow, or stepping into your ultimate dream home, your journey is unique.

Your home financing should always match your personal goals, budget, and timeline.

Drop your vision in the comments, or send me a message to explore your options today!

Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Your next chapter begins with a simple plan! 🏡Whether you’re buying your first home, upgrading to a bigger space, or loo...
10/13/2026

Your next chapter begins with a simple plan! 🏡

Whether you’re buying your first home, upgrading to a bigger space, or looking to invest, exploring your financing options gives you the clarity you need. You don’t have to have every single detail figured out before you start.

Thinking about making a move? Send me a message and let’s talk through your options!

For informational purposes only. Loan programs, rates, terms, fees, and eligibility vary by borrower and scenario. Not a commitment to lend.

Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Nothing beats knowing a client felt completely supported, confident, and happy every step of the way. ✨Jose Santos recen...
10/13/2026

Nothing beats knowing a client felt completely supported, confident, and happy every step of the way. ✨

Jose Santos recently shared these kind words with us ⭐:
"An exceptional experience. Very attentive and professional people. Always available for any questions or concerns. It was a pleasure having them with us throughout this process."

Getting a mortgage involves plenty of detailed steps, so knowing Jose felt genuinely cared for and heard throughout the entire process means the world to us. 🎉 Thank you so much for your trust, Jose—it was a true pleasure working alongside you!

Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Did you know your home equity can play a key role in your retirement planning? 🏡For eligible homeowners, a reverse mortg...
10/12/2026

Did you know your home equity can play a key role in your retirement planning? 🏡

For eligible homeowners, a reverse mortgage offers a way to access a portion of your equity while continuing to live in the home you love. It can be a great tool, but it is important to carefully review the costs, responsibilities, and long-term considerations involved.

Want to understand how a reverse mortgage works? Send me a message today and let's discuss if it might be a good fit for your goals!

For informational purposes only. Not financial, legal, or tax advice. Eligibility, proceeds, fees, terms, and requirements vary. Borrowers remain responsible for applicable property taxes, homeowners insurance, property maintenance, and other loan obligations. Not a commitment to lend.

Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Getting a conditional approval always calls for a moment of real appreciation. 🎉 Huge congratulations to our wonderful b...
10/12/2026

Getting a conditional approval always calls for a moment of real appreciation. 🎉 Huge congratulations to our wonderful buyers on hitting this major milestone today!

Licildo Perez Cruz worked closely with our processing team and underwriters to reach "approved with conditions" status. ✅ We are truly so thankful for our clients' quick responses and trust—gathering paperwork isn't always easy, but your teamwork made all the difference. ✨

Thank you for choosing us to help guide you through this process. Now we’re checking off those final few items and moving right along! 🔑

Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Getting that official "loan funded" notification today filled my heart with appreciation! 🎉Working with wonderful people...
10/12/2026

Getting that official "loan funded" notification today filled my heart with appreciation! 🎉

Working with wonderful people to reach this milestone is easily the best part of what I do. 🎯 I am so grateful to this amazing family for trusting me with their financing, and to our dedicated team for helping bring this all together.

Watching all the hard work pay off so a family can finally settle in is incredible. 🔑 Wishing you endless happy moments in your new space! ✨

Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Muy buena atención 🥰 te explica todo a detalles muy bien cada detalle siempre es importante ademas muy amable el mundo n...
10/11/2026

Muy buena atención 🥰 te explica todo a detalles muy bien cada detalle siempre es importante ademas muy amable el mundo necesita más personas como ustedes gracias por todo 🙏🙏🙏🥰🥰🥰

✨🏡 Otra familia más encontró el hogar de sus sueños 🏡✨Hoy celebramos con mucha alegría haber ayudado a otra familia a al...
10/10/2026

✨🏡 Otra familia más encontró el hogar de sus sueños 🏡✨
Hoy celebramos con mucha alegría haber ayudado a otra familia a alcanzar una de las decisiones más importantes de sus vidas: encontrar su hogar.
Nuestra misión siempre ha sido empoderar y guiar a nuestros clientes a través del conocimiento, la educación y las herramientas correctas, para que puedan tomar decisiones con confianza durante este gran paso. Ver el resultado final y la felicidad de nuestros clientes es lo que nos inspira cada día.
Quiero agradecer de corazón a nuestros clientes por depositar su confianza en nosotros y permitirme ser su guía durante todo este proceso. Ha sido un honor acompañarlos en este importante capítulo de sus vidas.
También quiero expresar mi gratitud a este equipo tan especial, porque cada uno puso su granito de arena para que todo fuera más fácil, fluido y exitoso para nuestros clientes. ¡El trabajo en equipo hace la diferencia!
Gracias,

LSS Financial Group
Licildo Perez Jr.
Susan Ivette Rosabal Àlvarez
Loan Factory,
por su compromiso, dedicación y pasión en cada paso del camino.
¡Felicidades a esta hermosa familia por su nuevo hogar! 🎉🏠❤️
🎉

Are you exploring VA financing options? 🏠 While a zero-down payment is a fantastic benefit for eligible service members,...
10/07/2026

Are you exploring VA financing options? 🏠 While a zero-down payment is a fantastic benefit for eligible service members, it is important to remember that some upfront fees or closing costs may still apply.

Let's look at the full picture together and find the right path for your homeownership journey. Message me today to review your options! 😊

For informational purposes only. VA eligibility, funding fees, closing costs, credits, terms, and qualifications vary by borrower, property, lender, and loan scenario. Subject to applicable VA and lender requirements. Not a commitment to lend.

Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Address

14707 S DIXIE Highway STE 105
Miami, FL
33176

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 2pm

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