LSS Financial Group

LSS Financial Group Financial pace of mind with our Mortgage, Insurance and Tax Solutions. LOAN FACTORY CO- NMLS # 320841
LICILDO PEREZ CRUZ IN- NLMS # 2594120

Empowering your future providing personalized services,enabling you to make informed financial decisions and reach your goals.

Ready to buy your first home? 🏡 Let's make it a smooth journey!Start by understanding your budget, saving for your down ...
09/03/2026

Ready to buy your first home? 🏡 Let's make it a smooth journey!

Start by understanding your budget, saving for your down payment, checking your credit score, getting pre-approved for a loan, and planning for those important closing costs.

Thinking of taking the leap? Send me a message, and let's create your personalized homebuying game plan!



Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

🧠 Quick Tip:Compare your plan options yearly! 📆Your health needs change—your coverage should too.
09/03/2026

🧠 Quick Tip:
Compare your plan options yearly! 📆
Your health needs change—your coverage should too.

Excelente experiencia con Licildo. Nos ayudó con todo el proceso para conseguirle a mi esposo seguro médico, dental y de...
09/03/2026

Excelente experiencia con Licildo. Nos ayudó con todo el proceso para conseguirle a mi esposo seguro médico, dental y de visión. Fue muy amable, atento y nos explicó todo de manera clara. Estamos muy agradecidos por su ayuda y lo recomendamos totalmente.

Dreaming of your own home? 🔑 The first step to making it a reality is understanding your financing and getting pre-appro...
08/31/2026

Dreaming of your own home? 🔑 The first step to making it a reality is understanding your financing and getting pre-approved. Loan Factory is here to simplify your home loan journey, making it a clearer and smoother experience. Your next chapter might be closer than you think!



Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Dreaming of owning your own home? 🏡 Let Loan Factory guide you through the mortgage process with clarity and ease. Under...
08/27/2026

Dreaming of owning your own home? 🏡 Let Loan Factory guide you through the mortgage process with clarity and ease. Understanding your financing options and getting pre-approved is a smart first step toward making that dream a reality. Your next chapter could be closer than you think!

Loan Factory NMLS #123456. Equal Housing Lender.

Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Dreaming of homeownership? 🏡 Conventional loans can offer a flexible path to making it happen for qualified buyers.Ready...
08/26/2026

Dreaming of homeownership? 🏡 Conventional loans can offer a flexible path to making it happen for qualified buyers.

Ready to explore your options and see if a conventional loan aligns with your goals? Let's chat!

Subject to credit approval, underwriting, and program guidelines. Not all borrowers will qualify.

Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Ready to unlock your dream home? 🔑 Every homeownership journey begins with that crucial first step, and understanding yo...
08/25/2026

Ready to unlock your dream home? 🔑 Every homeownership journey begins with that crucial first step, and understanding your financing options is key to moving forward with confidence.

Whether you're a first-time buyer, looking to upgrade, or just curious about your possibilities, we're here to help you explore home loan solutions tailored to your unique goals. Your future home could be closer than you think!

Let's connect and explore what's possible for you.

Loan programs, terms, and eligibility vary. Subject to underwriting approval.

Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Fixed-rate or ARM? 🏠 Deciding between a mortgage type is a big step!A fixed-rate offers stability, while an ARM might st...
08/24/2026

Fixed-rate or ARM? 🏠 Deciding between a mortgage type is a big step!

A fixed-rate offers stability, while an ARM might start lower but can adjust over time. Your ideal choice depends on your homeownership timeline, budget, and comfort with potential rate changes.

Confused about what fits your homebuying journey best? Send me a message, and let's explore your options together.



Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Finding your dream home is exciting, but understanding your financing options is just as crucial! 🔑 Knowing the ins and ...
08/20/2026

Finding your dream home is exciting, but understanding your financing options is just as crucial! 🔑 Knowing the ins and outs of different loan programs can save you surprises down the road.

Ready to explore what works best for *your* financial goals? Send me a message to chat about your homeownership journey!

Loan programs, terms, and eligibility vary. Not all borrowers will qualify. Subject to underwriting approval.

Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Tired of watching your rent payments go up? 🏠 Homeownership is a fantastic way to start building your own equity over ti...
08/19/2026

Tired of watching your rent payments go up? 🏠 Homeownership is a fantastic way to start building your own equity over time. If rising rental costs have you thinking about a change, let's explore what owning a home could mean for your financial future.

Reach out today to discuss your options!



Licildo Perez Cruz | NMLS #2594120
Loan Factory | NMLS #320841

Address

14707 S DIXIE Highway STE 105
Miami, FL
33176

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 2pm

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