CD Mortgage Team - Dawn Buxton / Craig Gallegos #308905

CD Mortgage Team - Dawn Buxton / Craig Gallegos #308905 www.teamcd.us Fairway Independent Mortgage Corporation. NMLS #2289. Copyright Β©2015. All rights reserved. This is not an offer to enter into an agreement.

Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations should apply. Arizona Mortgage Banker License No. 0904162. Licensed Nevada Mortgage Lender Craig Gallegos NMLS # 447602 | Dawn Buxton NMLS # 308905 Branch Phone 480-626-2202

Your debt-to-income (πƒπ“πˆ) ratio plays a major role in the mortgage process. πƒπ“πˆ adds up obligations like credit cards, a...
06/05/2026

Your debt-to-income (πƒπ“πˆ) ratio plays a major role in the mortgage process. πƒπ“πˆ adds up obligations like credit cards, auto loans, student loans, and your projected housing payment, then divides that total by your gross monthly income. A lower ratio generally provides more flexibility, but acceptable limits can vary depending on the loan program and your overall financial profile. Knowing your DTI early can help you understand your budget, strengthen your buying power, and prepare for a smoother homebuying experience. π‘Έπ’–π’†π’”π’•π’Šπ’π’π’” 𝒂𝒃𝒐𝒖𝒕 π’šπ’π’–π’“ π’π’‘π’•π’Šπ’π’π’”? 𝑳𝒆𝒕'𝒔 𝒄𝒐𝒏𝒏𝒆𝒄𝒕.

Before closing day, small money mistakes can turn into big delays. Watch out for things like new credit inquiries, large...
06/04/2026

Before closing day, small money mistakes can turn into big delays. Watch out for things like new credit inquiries, large purchases, changing jobs, or moving money around without documentation. Remember to stay steady, keep things consistent, and reach out if you're unsure about anything that could impact your approval.

From February to March, U.S. home prices rose 0.7% before seasonal adjustments. After accounting for normal seasonal tre...
05/26/2026

From February to March, U.S. home prices rose 0.7% before seasonal adjustments. After accounting for normal seasonal trends, prices were down a modest 0.2%. Overall, home values are still 0.7% higher than a year ago.

Your monthly payment is one of the biggest factors in determining how much home you can afford, and interest rates play ...
05/22/2026

Your monthly payment is one of the biggest factors in determining how much home you can afford, and interest rates play a direct role in that equation. When rates move higher, buying power can shift even if home prices stay the same. That’s why timing, strategy, and exploring different loan options can make a meaningful difference in your home search. Even in changing rate environments, there are often ways to structure a loan that still fits your goals and budget. Reach out to me and I can help you figure out what makes the most sense for your situation.

Pending Home Sales (signed contracts on existing homes) rose for the third straight month, increasing 1.4% from March to...
05/20/2026

Pending Home Sales (signed contracts on existing homes) rose for the third straight month, increasing 1.4% from March to April. The NAR says buyers are showing β€œcautious optimism” despite ongoing economic uncertainty and slightly higher mortgage rates.

Home builder confidence edged higher in May, rising three points to 37. While the index remains below the growth benchma...
05/18/2026

Home builder confidence edged higher in May, rising three points to 37. While the index remains below the growth benchmark of 50, current sales, future sales expectations, and buyer traffic all showed modest improvement.

Buying your first home is exciting - but it can also be intimidating! These steps will help you feel more prepared, so y...
05/17/2026

Buying your first home is exciting - but it can also be intimidating! These steps will help you feel more prepared, so you can enjoy this major milestone. If you have any questions about this process, reach out any time. I’m happy to help!

Thank you !!
05/16/2026

Thank you !!

Student loan debt doesn’t automatically put homeownership out of reach. Lenders look at how you manage your payments alo...
05/15/2026

Student loan debt doesn’t automatically put homeownership out of reach. Lenders look at how you manage your payments along with your overall financial picture. Your debt-to-income ratio, credit history, and income stability all play a role in the approval process, not just the total balance you owe. In many cases, buyers are surprised to learn they’re in a stronger position than they expected.

With the right strategy and guidance, many buyers with student loans are able to successfully purchase a home, build equity, and take meaningful steps toward long-term financial stability and wealth. Reach out to see how much you can qualify for!

ℍ𝕒𝕑𝕑π•ͺ 𝕄𝕠π•₯𝕙𝕖𝕣'𝕀 𝔻𝕒π•ͺ!!! πŸŒΉπŸŒΊπŸŒ·πŸ’
05/10/2026

ℍ𝕒𝕑𝕑π•ͺ 𝕄𝕠π•₯𝕙𝕖𝕣'𝕀 𝔻𝕒π•ͺ!!! πŸŒΉπŸŒΊπŸŒ·πŸ’

Address

11811 N Tatum Boulevard
Phoenix, AZ
85028

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 7pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 10am - 4pm

Telephone

+16027831529

Website

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