Reagan Wichman - BKC Mortgage, LLC

05/06/2026

FREE 1-0 Buydown Promotion! Lower Your Payment for the First Year

Great news for homebuyers! Through United Wholesale Mortgage (UWM), I can offer a 1-0 temporary buydown on conventional and government purchase loans.

UWM is covering the full cost, so you get a monthly payment that’s the equivalent of 1% lower for the first 12 months — at no extra cost to you.

This is a fantastic way to make your new home more affordable right from the start while you settle in. Real estate agents — this is also a powerful tool to help your clients buy with confidence!

Available now through June 30th

Whether you’re buying a home or helping clients buy — DM me, call, or text today to take advantage of this limited-time offer!

04/24/2026

How did the richest Americans build so much wealth? For the majority of them, homeownership played a significant role. And in every case, that long-term wealth accumulation started with their first home purchase.

04/15/2026

Most people think they need perfect credit and tons of money to buy a home… not true.
Come learn what you actually need (and how to get there).
Click here to register: https://www.phx-azhomes.com/CREDIT-SEMINAR-REGISTRATION

04/11/2026

Whether you’re buying a home or refinancing, the appraisal plays a key role. For buyers, it provides an objective assessment of the home’s market value, helping confirm the purchase price is fair and giving lenders confidence the property supports the loan.

For refinances, it determines how much equity you have and helps ensure you don’t borrow more than the home is worth. A licensed appraiser evaluates condition, features, location, and comparable sales, so a little prep matters if you’re getting an appraisal for a refi. Boost curb appeal, declutter and refresh paint, test systems, and share a list of upgrades to help put your best foot forward.

04/03/2026

Thinking about buying a home? Your credit doesn’t have to be perfect – but small, steady habits can make a real difference.

On-time payments help establish a reliable track record, while keeping balances low supports healthy credit usage. Holding off on new debt can prevent short-term score dips, and keeping older accounts open helps maintain the length of your credit history – even if those accounts aren’t used often.

It’s also smart to check your credit report periodically. Confirm that your personal information and accounts are accurate, review account statuses and open dates, and watch for duplicates or unfamiliar activity. Looking at all three credit bureaus can help ensure your credit profile reflects your true financial picture.

04/03/2026

Hi, I’m Reagan with BKC Mortgage 👋

As a mortgage broker, I’m able to shop multiple lenders to help you find the best loan for your situation instead of just one option like a bank.

If you’re thinking about buying a home, refinancing, or just want to see what you qualify for, I’m happy to walk you through it.

No pressure and no obligation, just clear answers so you can make a confident decision.

Send me a message anytime if you have questions.

03/27/2026

Even though a large down payment isn’t always required, planning ahead can still make a big difference. Setting a savings goal, automating contributions, and trimming unused expenses can help you feel more prepared and confident when it’s time to buy. Adding bonuses or tax refunds to your savings can move you even closer to homeownership.

Wondering which options fit your situation? I’m happy to help you explore what’s possible.

03/19/2025

ALL Realtor's welcome to this lunch & learn on Saturday 3/22 from 11:30-1:30 to learn about mortgage, home warranty, title and homeowners insurance.

03/19/2025

Going way back to 1942, Case-Shiller's national home price index has risen in 77 out of 83 years. That's a 93% hit rate for appreciation, with average annual home price growth of 5.4%.

Going way back to 1942, Case-Shiller's national home price index has risen in 77 out of 83 years. That's a 93% hit rate for appreciation, with average annual home price growth of 5.4%.

10/25/2024

IRS tax brackets for 2025! Yay!