Hiral Patel - Motto Mortgage

Hiral Patel - Motto Mortgage As a mortgage loan originator, I work hard to shop and compare competitive home loan options. Each office is independently owned, operated, and licensed.

Welcome to Motto Mortgage Supreme, your trusted mortgage brokerage in Phillipsburg. We specialize in personalized home loan solutions and connect you with a wide network of wholesalers to ensure a transparent and efficient financing experience. Whether you're a first-time homebuyer or looking to refinance, our dedicated team will help tailor mortgage options to fit your unique needs. We will guide you every step of the way to ensure a smooth journey to homeownership. Equal Housing Opportunity.

💡 Pre-qualification and pre-approval sound similar, but they’re not interchangeable. Pre-qualification is a starting po...
06/09/2026

💡 Pre-qualification and pre-approval sound similar, but they’re not interchangeable.

Pre-qualification is a starting point, based on self-reported details. Pre-approval is a more thorough review of your finances, giving you a verified amount and making your offer on a home more competitive.

If you want to get a feel for what you can afford before shopping around, getting pre-qualified can help. If you’re serious about buying, pre-approval is the way to go.

Explore your options with confidence. Reach out to get started.

Yes! It's possible to get a mortgage even if you’ve just started a new job. While lenders often prefer a two-year job hi...
06/05/2026

Yes! It's possible to get a mortgage even if you’ve just started a new job. While lenders often prefer a two-year job history, many understand that employment changes happen and so will take into consideration other factors like your credit score, debt-to-income ratio, and savings.

Different lenders have different guidelines, so it’s important to shop around and find one that makes the most sense for you!

💡 Condo or townhome? Your HOA only insures the outside. You need your own policy (an HO‑6) to protect the inside of your...
06/03/2026

💡 Condo or townhome? Your HOA only insures the outside. You need your own policy (an HO‑6) to protect the inside of your unit.
Look for Loss Assessment Coverage, it can help if the HOA charges a surprise special assessment after a covered loss.
Some HO‑6 policies include Loss Assessment Coverage, which can help pay your share if the HOA issues a special assessment after a covered event (like storm damage or major repairs).

Ready to be a homeowner (including making smart choices to protect your investment)? Reach out for more information!

Leveraging your equity can be a way to better your home or your life (it’s one of the great things about homeownership t...
06/03/2026

Leveraging your equity can be a way to better your home or your life (it’s one of the great things about homeownership that no one tells you about.)

Interested in exploring a home equity loan? Reach out with your questions!

Owning a home isn’t just a milestone, it’s a foundation for stability, growth, and the future you’re building. Whether y...
06/01/2026

Owning a home isn’t just a milestone, it’s a foundation for stability, growth, and the future you’re building.

Whether you’re getting ready to purchase your first home or planning your next big move, we’re here to guide you with a simple, stress‑free mortgage experience every step of the way. 🏠

🐾 Ready to give your furry friends a place to call home too? Your dream home (and their dream sunny window or big backya...
05/29/2026

🐾 Ready to give your furry friends a place to call home too? Your dream home (and their dream sunny window or big backyard) could be closer than you think!

Don't own a home yet but want to start the journey towards homeownership? Reach out today to get started on your homebuying journey.

Depending on your financial situation and home ownership goals, you may consider bi-weekly mortgage payments (aka submi...
05/27/2026

Depending on your financial situation and home ownership goals, you may consider bi-weekly mortgage payments (aka submitting payment every 2 weeks). But before you jump in, you might want to explore the pros and cons of changing the frequency of your mortgage payments.

A home finance professional can help you determine the right payment plan for you and your financial situation, whether that’s once a month or every two weeks. Reach out with your questions!

Simple, seasonal maintenance can keep your home running smoothly and looking great all year round. 🏡✨Ready to take the n...
05/19/2026

Simple, seasonal maintenance can keep your home running smoothly and looking great all year round. 🏡✨

Ready to take the next step on your homebuying journey? Let’s get started – reach out to start the conversation.

Closing costs can catch you off guard – but they don’t have to. Understanding what's included in closing costs can help...
05/05/2026

Closing costs can catch you off guard – but they don’t have to. Understanding what's included in closing costs can help you plan ahead and avoid surprises.

Curious about what your closing costs might look like? Let’s talk through the details – reach out today!

Turning a house into a home doesn’t have to mean a full remodel. Try these easy, wallet-friendly upgrades to give your h...
02/20/2026

Turning a house into a home doesn’t have to mean a full remodel. Try these easy, wallet-friendly upgrades to give your home a fresh new vibe. 😎

I can help you get started on taking the next step in your homebuying journey. Let’s get connected – reach out today!

Address

533 Memorial Parkway
Phillipsburg, NJ
08865

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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