Jackie Pratt - Mortgage Loan Originator, Branch Manager

11/01/2026

More time, more opportunities!
Daylight Saving Time ends, but it’s always the right time to explore your mortgage options. Let’s make your next move before the year runs out! 💪🏠

10/31/2026

No tricks, just helpful mortgage guidance! 🎃🏡 This Halloween, let's help make the path to homeownership feel a little less frightening.

Ready to explore your mortgage options? Let's chat today!

10/30/2026

🏡💰 Mortgage Payoff vs. Investing: Which Move is Right for You?

Should you pay off your mortgage early or put that extra money toward investments? Both options have potential benefits, but the right choice depends on your financial goals!

Check out our new blog post to explore both options and learn what factors to consider when making your decision.

https://www.presidentialbankmortgage.com/post/mortgage-payoff-vs-investing-which-move-is-right-for-you

10/30/2026

Mortgage rates were mostly unchanged during the week ending October 30, 2026, as the Fed held policy rates steady and inflation remained stubborn. Presidential Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

10/29/2026

🐝 BUZZ-WORTHY TIP #3: Turn your mortgage partner into a listing resource.

Realtors, your mortgage partner can bring more to the table than just financing.

Payment flyers, affordability graphics, QR-code payment scenarios and open house pre-approval tools can help you give potential buyers a clearer picture of what a home could look like financially.

These tools can help create more engagement around your listings, give buyers something useful to take away, and give you another way to start conversations with potential clients.

🏡 More tools. More buyer engagement. More ways to market your listings.

10/28/2026

The Fed is making headlines again, but what does that really mean for your mortgage?

Here's what matters: Mortgage rates don't move automatically with the Fed, and waiting for the "perfect" rate doesn't guarantee a better opportunity.

Whether you're looking to buy, refinance or explore your home equity options, don't let market headlines determine your next move.

Don't just watch the rates. Know your opportunities.

Let's run the numbers and see what makes sense for YOU in today's market!

10/28/2026

🚒🚑 Today, on National First Responders Day, we honor the firefighters, police officers, EMTs, and other first responders who dedicate their lives to protecting and serving our communities.

Thank you for answering the call, showing up when it matters most, and helping keep our communities safe. You deserve a place to call home, too! 🏡

Did you know there are a number of down payment assistance programs available specifically for first responders? Depending on your location, profession, and eligibility, these programs may help make homeownership more attainable.

Whether you're a firefighter, police officer, EMT, or another dedicated first responder, there may be options worth exploring.

💙 Ready to see what may be available to you? Let's connect and explore your homeownership options!

10/28/2026

🍂🏡 Myth: Fall is a bad time to buy a home.

Fall may bring less competition, motivated sellers, and more room to negotiate, depending on your local market. The best time to buy comes down to your goals, finances, and what works for you. 🔑✨

Ready to explore your homebuying options? Let's chat today!

10/26/2026

Homeowners are sitting on an estimated $35 trillion in equity. 🔑 More are using it for renovations and big goals while keeping their current mortgage in place. Curious what yours could do? Let's start the conversation.

10/25/2026

5.0 star review received on Experience.com for Jackie Pratt by Yolaine P - Jackie was well-mannered explained everything to me worried by word and made life so much easier for me I'm sorry I didn't meet her in person if I did it would have been big hugs and kisses thank you Jackie

Click to see all 70 reviews of Jackie Pratt, VP & Producing Branch Manager NMLS 181284, Mortgage Vice President | NMLS 181284