Jackie Pratt - Mortgage Loan Originator, Branch Manager

09/16/2026

Still waiting for the “perfect” mortgage rate? 👀

With the Fed raising rates, it may be time to stop waiting on the market and start looking at what makes sense for you.

Whether you’re considering buying, refinancing or tapping into your home equity, knowing your options today can help you stay ready for tomorrow.

Let’s run the numbers.

09/16/2026

How much home can you comfortably afford? 🏡 The answer goes beyond your maximum approval. Your monthly budget, expenses, and financial goals all play a role in finding the right loan for you.

Let’s talk and explore your homebuying options!

09/14/2026

🏡 When was the last time you checked how much equity you have?

U.S. mortgage holders now have approximately $18 trillion in home equity 💰 and nearly $12 trillion may be tappable.

For homeowners who don’t want to give up their existing mortgage rate, a HELOC or second mortgage may offer a way to access that equity while leaving the first mortgage untouched. 🔑

If you’ve owned your home for a while, you could be sitting on more financial flexibility than you think. A quick equity review can help you understand what options may be available. 📊

💬 Curious what your home equity could mean for you? Let’s talk.

09/12/2026

🍎🍯 Wishing you a sweet and joyful Rosh Hashanah! May the new year bring peace, happiness, and new beginnings for you and your loved ones. Shanah Tovah! ✨

09/11/2026

We will never forget the lives lost, the families forever impacted, and the bravery shown on September 11, 2001.

09/11/2026

Rates remained elevated during the week ending September 11, 2026, as oil prices pushed higher and inflation worries persisted. Presidential Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

09/10/2026

4.87 star review received on Experience.com for Jackie Pratt by Brenda S - Jackie answered her phone and getting to talk to her a Person is the best. And was do good to reconnect with her after so many years

Click to see all 62 reviews of Jackie Pratt, Mortgage Vice President | NMLS 181284

09/10/2026

4.75 star review received on Experience.com for Jackie Pratt by Bettye G - Jackie was absolutely "The Best" from the beginning to the end!

Click to see all 62 reviews of Jackie Pratt, Mortgage Vice President | NMLS 181284

09/10/2026

Don’t get them confused! 🏡 A home inspection looks at the condition of the property, while an appraisal helps determine its value. Different purposes, but both play an important role in the mortgage process.

Have questions about what comes next? Let's help you understand each step.

09/09/2026

5.0 star review received on Experience.com for Jackie Pratt by Marlo H - I appreciate the way Jackie's team stayed on top of my home buying process. They were informative , prompt, professional, and reliable! They made the process smooth and pleasant, considering the circumstances. Thanks for all of your help!

Click to see all 62 reviews of Jackie Pratt, Mortgage Vice President | NMLS 181284