Joelle Lione - Loan Officer

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United States
Parsippany, NJ
Joelle Lione - Loan Officer

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Licensed Loan Officer in NJ, PA & FL. NMLS # 221185 My expertise allows me to create a smooth process and personalize loans to each specific situation.

With over 25 years of experience in mortgages, I am devoted to helping my clients and educating them on choosing the right home loan to secure their dream home. With your desires and goals always my top priority, I am ready to assist you with all your home financing needs! When you come to me for your mortgage, I begin by listening. That’s how I’m able to structure your ideal home loan by understanding your unique circumstances. You may be a first-time homebuyer or long-time homeowner. You may be buying an investment property or planning a renovation. I offer a wide range of mortgage programs, from conventional and jumbo to FHA and VA. Together, we will find the right one for you.

10/28/2026

Pretty countertops are great... but they don't pay the mortgage. 🏡

The payment is what you live with every month, so it deserves just as much attention as the house itself.

📩 Message me and let’s look at the numbers before you fall too hard.

NMLS # 221185 | Cornerstone First Mortgage, LLC NMLS # 173855

10/26/2026

Agents: your buyers may be hesitating for reasons they haven’t fully said out loud.

Cash to close, credit, complex income, or fear of making the wrong move can all keep a buyer stuck.

📲 Loop me in & I can talk them through the numbers.

NMLS # 221185 | Cornerstone First Mortgage, LLC NMLS # 173855

10/23/2026

Realtors, your buyer’s hesitation may not be about the house.

Sometimes it’s payment comfort, cash needed, credit questions, or confusing advice they found online. That’s where a strong lender and agent team can bring the clarity back. 🤝

📲 Loop me in early so I can help them get clarity on the financial side.

NMLS # 221185 | Cornerstone First Mortgage, LLC NMLS # 173855

10/21/2026

Questions are always welcome ✨🏡

I want my borrowers to feel comfortable reaching out whenever they need clarity. You shouldn’t have to figure the mortgage process out on your own.

👉 Questions about financing? My inbox is open!

NMLS # 221185 | Cornerstone First Mortgage, LLC NMLS # 173855

10/19/2026

Business owners deserve more than a surface-level mortgage review. 🔎

They need a lender who understands how to review the full picture.

At Cornerstone, we have options designed for unique income situations. That can be the difference between a buyer getting stuck and getting a real path forward.

📬 Agents, send me the file that needs a second look.

NMLS # 221185 | Cornerstone First Mortgage, LLC NMLS # 173855

10/15/2026

Money moving in and out of your account?

If you’re planning to buy a home, let’s talk about it early. 💡

Some deposits may need to be explained during the mortgage process, and it’s much easier to plan ahead than scramble later.

👉 Questions about your deposits? Let’s talk it through!

NMLS # 221185 | Cornerstone First Mortgage, LLC NMLS # 173855

10/12/2026

Real estate doesn’t pause after business hours.

Neither do I.

A buyer may have a question during a tour, before an open house, or right when they’re ready to make a move.

👉 Agents, I’m here to help keep the conversation moving. Let's connect.

NMLS # 221185 | Cornerstone First Mortgage, LLC NMLS # 173855

10/08/2026

Mortgage jargon, translated.

Your Closing Disclosure is the final scoreboard for your mortgage. It breaks down your monthly payment, interest rate, closing costs, and final cash to close.

💡 Review it carefully so you understand what you’re signing before closing day.

NMLS # 221185 | Cornerstone First Mortgage, LLC NMLS # 173855

10/05/2026

Self-employed buyers, don’t let one bank’s “no” scare you out of asking.

Your file needs a different type of review, but that doesn’t mean there’s no path forward. We’ve got options for unique income situations to help buyers like you get into the door. ✨

📲 Let’s review your possibilities together!

NMLS # 221185 | Cornerstone First Mortgage, LLC NMLS # 173855

10/02/2026

Agents, this is how I show up for your clients.

It all comes down to speed & thoroughness. From upfront file review to out-of-the-box loan options, my job is to help your buyers move with more confidence.

👉 Let’s work together. Reach out anytime!

NMLS # 221185 | Cornerstone First Mortgage, LLC NMLS # 173855

Address

6 Century Drive, Suite 180
Parsippany, NJ
07054

Telephone

+12015323323

Website

https://cfmtg.com/jlione/

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