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Maryland Financial Advocates

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Parkville, MD
Maryland Financial Advocates

Financial Planning In Maryland www.MarylandFinancialAdvocates.com

I am a CERTIFIED FINANCIAL PLANNER™ practitioner and a veteran financial advisor with over twenty years experience. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. Securities and financial planning offered through LPL Financial, a registered investment adviser, member FINRA/SIPC. For a lis

t of states which I am registered to do business, please visit www.marylandfinancialadvocates.com. Specialties: Special Needs Financial Planning, Investment Management, Comprehensive Financial Planning, Estate Planning, and Insurance Planning.

06/17/2026

Check out our latest Podcast! "School’s Out - Your Summer Financial Housecleaning"

Available on Apple Podcasts now.

Podcast link is in the comments.

06/16/2026

If you had the chance to invest in a broad range of strong businesses in the past, most would seize it without hesitation.

But looking ahead, the landscape feels different. It always does.

More uncertain. Less predictable. Maybe even scarier.

Morgan Housel captures this perfectly:

"All past declines look like an opportunity; all future declines look like a risk."

This highlights why it’s better to view your portfolio as a collection of businesses—not just a group of stocks.

Stocks may fluctuate, but businesses persist, adapt, and grow over time.

I’m a betting man and I’m betting that this pattern will hold true for the foreseeable future.

06/12/2026

It’s human nature to chase the shiny object. I get a lot of questions about these, and here’s my take.

Gold, commodities, cryptocurrencies…

They all share one key characteristic:

They don’t produce anything.

No cash flow. No dividends. No profits.

Which means there’s no fundamental anchor for valuation, and that isn’t ideal.

You’re relying on what someone else will pay, and that may not be what you want.

You're hoping that someone else will pay more than you paid, as it is the only way to experience a profitable trade.

That’s a very different game from owning a collection of businesses that do generate cash flows, dividends, and profits.

If you like direct advice like this, consider hopping on our newsletter list. (link below)

06/03/2026

Check out our latest Podcast! "The Switch That Wont Flip - How To Spend Money In Retirement"

Available on Apple Podcasts now.

Podcast link is in the comments.

05/20/2026

Check out our latest Podcast! "The 2026 ABLE Revolution"

Available on Apple Podcasts now.

Podcast link is in the comments.

05/06/2026

Check out our latest Podcast! "The Human Dividend - AI and Financial Planning"

Available on Apple Podcasts now.

Podcast link is in the comments.

04/22/2026

Check out our latest Podcast! "The Tax Return Autopsy - 5 Hidden Opportunities In Your 1040"

Available on Apple Podcasts now.

Podcast link is in the comments.

04/08/2026

Check out our latest Podcast! "Roth Conversions - Not An All Or Nothing Decision"

Available on Apple Podcasts now.

Podcast link is in the comments.

03/25/2026

Check out our latest Podcast! "The Fear Of Spending Down - Helping Retirees Overcome The Emotional Hurdle Of Decumulation"

Available on Apple Podcasts now.

Podcast link is in the comments.

03/17/2026

Check out our latest Podcast! "Retirement - Longevity and Real World Planning"

Available on Apple Podcasts now.

Podcast link is in the comments.

Address

9621 Harford Road
Parkville, MD
21234

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 9pm
Sunday	8am - 9pm

Telephone

(410) 663-0700

Website

http://www.MarylandFinancialAdvocates.com/, http://www.finra.org/, http://www.sipc.org/

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