Get an online life insurance quote

10/02/2024

$1/day!

Did you know that 78% of Americans surveyed overestimated the cost of term insurance?
Quote : Prepared For: Valued Client
Profile: Female, Age 32, Preferred Plus
Death Benefit: $1,000,000
Premium: Based on monthly payment mode for a 15-year term ($1/day)

Includes 3 Living benefits' Riders:

1. Accelerated Death Benefit for Terminal Illness Rider
2. Accelerated Death Benefit for Chronic Illness Rider
This rider applies if the insured is certified by a licensed healthcare practitioner (not affiliated with the service provider, policy owner, insured, or their immediate family) as:
Having a severe cognitive impairment, or
Being unable to perform at least two activities of daily living (e.g., bathing, dressing, eating, using the toilet, transferring) without substantial assistance, or
Requiring substantial supervision due to cognitive impairment or needing significant assistance with daily activities for the remainder of their life.
3. Accelerated Death Benefit for Critical Illness Rider
This rider allows a portion of the death benefit to be accessed if the insured is diagnosed with any of the following conditions (subject to survival or treatment requirements):
*Cancer
*Heart attack
*Heart valve replacement
*Kidney failure
*Major organ transplant
*Paralysis
*Stroke
*Sudden cardiac arrest

This policy helps minimize the need for crowdfunding or donations in the event of a critical illness. For more information, please contact 443-722-4428.

08/02/2024

Always Buy Life Insurance with the DIME Rule:

When purchasing life insurance, the DIME Rule is a simple yet effective guideline to ensure you’re adequately protecting your family. DIME stands for Debt, Income, Mortgage, and Education, which are the key areas you should consider when determining the right amount of coverage.

Debt: Factor in all your outstanding debts, including credit cards, car loans, and other liabilities, so your loved ones aren’t burdened with these payments.

Income: Multiply your annual income by the number of years you want to provide financial support for your family. This ensures they can maintain their lifestyle even if you’re no longer there to provide for them.

Mortgage: Include the remaining balance on your mortgage. Ensuring your home is paid off gives your family stability and peace of mind.

Education: Estimate the future costs of your children’s education, so their college dreams are secure even if you’re not around to help pay for it.

By using the DIME Rule, you can make sure you’re purchasing the right amount of life insurance to fully protect your family’s financial future.

01/02/2024

If getting your finances in shape is one of your goals for 2024, remember that having life insurance is an essential component of financial wellness.

12/14/2023

Discover our new Term Insurance: Guaranteed Level Term 15 Year tailored for 30-year-old women with a Preferred Plus rating. Secure a $1,000,000 Death Benefit at just $1day.
Enjoy coverage without a health check-up for those in good health, and benefit from features like Conversion Option and Accelerated Death Benefit for Terminal Illness Rider. Our policy safeguards against Chronic Illness and Critical Illness, with a special option to request a portion of the specified amount upon diagnosis of conditions like Cancer, Heart Attack, Heart Valve Replacement, Kidney Failure, Major Organ Transplant, Paralysis, Stroke, or Sudden Cardiac Arrest. It's your protection, your way. Terms and conditions apply; qualification is required. Reach out directly for free quotes at 443-722-4428. - Naresh

08/30/2023

Take care of your family now while you can and meet the qualifications.

02/23/2023

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बाल्टिमोर तमु समाज तपाईहरू सम्पूर्णमा हार्दिक अपिल गर्दछ। बाल्ट… Baltimore Tamu Samaj needs your support for Nitanuma campaign 100 percent goes to family

02/14/2023

Life insurance 101

Most people look at life insurance as a tool for protecting their families. That is, indeed, an important component of life insurance. If you should die, your policy may help your beneficiaries pay their bills, face financial challenges, and possibly … Continue reading → The post How to Use Life...

11/28/2022

Did you know that living benefits of a life insurance policy let you access the proceeds before you die? This is typically reserved for situations of terminal illness and gives you needed cash to cover expenses, debt and make memories with your family.

11/22/2022

Licensed agents from World Financial Group help families by providing life insurance options and financial services. Nelly Barros shares how her WFG agent wa...

11/17/2022

Insure your income!

10/27/2022

When it comes to life insurance, most of us are well aware that it can help keep your legacy alive by protecting what matters most to you.

What you may not be aware of is that many life insurance policies, intended to protect what we leave behind at death, have evolved years ago through the inclusion of living benefits.

Our loved ones will be protected should we leave them unexpectedly. But what would the financial impact be if you:

✅ Suffered a critical illness, such as cancer, stroke, or a heart attack?

✅ Needed some level of care in the later stages of life, due to a chronic illness?

✅ Lived too long, potentially increasing the risk of outliving your assets?

Call the number above to learn how a life insurance policy with Living Benefits can be your safety net for the unexpected; providing you with a financial resource to get through a health-related emergency.

09/01/2022

Life Happens created Life Insurance Awareness Month in 2004, and we've coordinated it every year since. Thankfully, in a sea of decisions, there’s one that’s easy: getting life insurance. It’s affordable and protects your family financially. Help us share its importance all September long!