Motz Rusin Insurance Palm Desert

11/03/2026

A desert vacation home can be a wonderful retreat—but when it sits vacant or lightly occupied, small issues can become costly surprises.

For Palm Desert and Coachella Valley secondary-home owners, a few practical safeguards can help:
• Use leak-detection devices and know who will receive alerts.
• Schedule regular HVAC checks, especially before extended absences.
• Confirm doors, windows, alarms, and exterior lighting are secure.
• Keep a trusted local contact available to check on the property when needed.
• Review how vacancy or limited occupancy may affect your homeowners or dwelling coverage.

Every property and policy is different. We are here to help you review your coverage and consider whether it still fits the way you use your vacation home. Contact Motz-Rusin Insurance Agency to review your homeowners or dwelling coverage with us.

Phone : 7605643888
Email : [email protected]

10/31/2026

Don't forget to Turn Your Clocks BACK Tonight BEFORE Going to Bed!

10/31/2026

10/29/2026

California’s insurance market can feel like it is changing by the minute. That is where an independent insurance agency can make a real difference.

Because we work with multiple carriers, we can compare coverage options and help you understand the tradeoffs—not just the price. Whether you are reviewing homeowners insurance for a La Quinta property, protecting a second home near Palm Desert, or looking at auto or commercial coverage, our conversations are straightforward, responsive, and focused on what fits your needs.

We believe insurance decisions deserve practical guidance and transparency. Let’s talk through your options and find the coverage that makes sense for you.

Phone : 7605643888
Email : [email protected]

10/23/2026

Growth is exciting—but it can also change what your business needs from its commercial insurance.

Whether you are hiring employees, purchasing new equipment, adding vehicles, increasing inventory, or moving to a larger location, it may be time to review your coverage.

At Motz-Rusin Insurance Agency, we work with business owners throughout La Quinta, Palm Desert, and the Coachella Valley to provide honest guidance, responsive service, and coverage options that fit their operations. We are not here to oversell—we are here to help you understand your risks and make informed decisions.

Ready for a business coverage check-in? Contact our team to schedule a review.

Phone : 7605643888
Email : [email protected]

10/20/2026

Halloween consistently brings a spike in insurance claims, from slip-and-fall injuries on front walkways to fire damage from decorations and auto accidents.

So, with that in mind, our team wanted to take a moment to share a few simple tips that can go a long way toward keeping the night enjoyable and keeping you well-protected. Swipe for a few things to keep in mind.

Halloween should be a night you look forward to, not one you spend recovering from. So, if you have questions about your coverage heading into the holiday weekend, our team is here to help.

We hope you and your family have a safe and enjoyable Halloween!

Phone : 7605643888
Email : [email protected]

10/16/2026

Another GREAT event is just around the corner! The Girlfriend Factor is celebrating their 20th Anniversary with their 2026 GoGirl! Luncheon! Friday, November 13.
Meet Mayor Linda Evans, one of the fabulous panelists!
Get your tickets today and be part of The Power of Her Impact!
https://girlfriendfactor.org/event/20th-anniversary-gogirl-luncheon/

PANELIST SPOTLIGHT: We can't wait to introduce you to the incredible women joining us for our 2026 GoGirl! Luncheon: The Power of Her Impact!

Meet Mayor Linda Evans!

As Mayor of La Quinta and Chief Strategy Officer of Community Advocacy for Desert Care Network, Linda has dedicated decades to strengthening the Coachella Valley community.

With more than 30 years of experience in healthcare and a passion for community service, Linda continues to make a lasting impact through her leadership, advocacy, and commitment to improving the lives of others.

We're honored to have Linda join our panel of inspiring women as we celebrate 20 years of empowering women through education!

Want to hear more from Linda and our other incredible panelists?

Join us on Friday, November 13, for an afternoon of inspiration, connection, and celebration, all while supporting local women pursuing their educational dreams.

Get your tickets today and be part of The Power of Her Impact!
🎟️https://girlfriendfactor.org/event/20th-anniversary-gogirl-luncheon/

📌Questions or need assistance purchasing tickets? We're happy to help! Contact Erika Battke at [email protected] or call us at 760-772-9594.

10/15/2026

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference between having actual cash value (ACV) and replacement cost value (RCV) coverage is significant and can affect how your business may respond after a loss.

Swipe through for a breakdown of both and what each one means for your bottom line.

If you want help determining whether you have ACV or RCV or would like to talk through how payout structures can impact your coverage, please don’t hesitate to reach out to our team. We are here to help.

Phone : 7605643888
Email : [email protected]

10/14/2026

Looking forward to the 3rd Annual Bosoms & Brews this Thursday October 15th 5pm-9pm! See Y'all then!

10/13/2026

We are so PROUD to be a "Pour of Hope Mug" Sponsor for this wonderful event!
There are a few tickets left so hurry so you won't miss out!
*Motz Rusin Insurance Palm Desert is honoring two young ladies...Marissa & Lynn who will ALWAYS be in our hearts, who lost their battle days apart!