Kim Bontempo - Mortgage Advisor NMLS #363656

09/13/2026

09/11/2026

Putting more money down can have benefits, but it’s not automatically the best choice for every buyer. A larger down payment means borrowing less and may lower your monthly payment or loan costs. But it also means less cash available for moving expenses, repairs, emergencies, or other goals. The right amount depends on your finances, comfort level, and priorities, not just a target percentage. Comparing different scenarios can help you find the balance that works best for you. Have questions? Send me a message – I’m happy to help!

09/11/2026

Don't fall for the "rent is cheaper" myth! Rent payments offer no long-term financial return. Homeownership builds equity and helps stabilize your housing expenses. Ready to make the smart move? DM me!

09/09/2026

Today we pause to remember. September 11, 2001 — We Will Never Forget. Honoring the lives lost, the heroes who served, and the strength that united us all 🇺🇸

09/09/2026

Sometimes small issues can become major home expenses. If a leaky roof or home improvement project is on your to-do list, give me a call. Let’s look at financing options that may help make it manageable.

09/07/2026

09/07/2026

Did you know a temporary rate buydown could potentially make your initial mortgage payments more affordable? Reach out today to see how you could get the flexibility you need in the early stages of your loan.

09/03/2026

Let me help tee up your next move. DM me and let's go over your options to find a mortgage that's right for you.