Boulder Investment Group

06/02/2026

"The average American needs to save at least 12 and a half percent of their gross income." --David Back, Author of Finish Rich and Automatic Millionaire.

05/28/2026

Is it time to update your estate plan? We’re here to help you build a financial plan that meets your goals. Schedule a conversation and let’s get started!

05/26/2026

Healthcare might be the biggest threat to your retirement plan. Check out this episode of the Her Money podcast with Dr. Carlolyn McClanahan, https://hermoney.com/protect/why-healthcare-might-be-the-biggest-threat-to-your-retirement-plan-podcast-519/.

When retirement plans fall apart, we tend to assume it’s because someone overspent – maybe on travel, hobbies, or helping the kids a little too much. But,

05/21/2026

What is an ETF? “An Exchange-Traded Fund (ETF) is a type of investment fund that holds a collection of assets—such as stocks, bonds, or commodities—and trades on stock exchanges like individual stocks.”

Check out Investopedia’s guide to learn the pros and cons, https://www.investopedia.com/articles/exchangetradedfunds/11/advantages-disadvantages-etfs.asp.

05/19/2026

Research shows about 37% of Americans use a tax professional to prepare their taxes, but if your situation is more complex than previous years you might want to consider it.

Here are a few reasons to consider getting help with your taxes.
--Own a business
--Own rental property
--Have income from multiple employers

05/14/2026

According to the FBI, reports of elder fraud have skyrocketed with a 46% jump in complaints and a 43% rise in total losses from just one year before.

Check out some helpful tips from Suze Orman Create on how to create a financial fraud protection plan for older family members, https://www.suzeorman.com/blog/how-to-make-a-family-financial-fraud-plan/.

05/12/2026

Statistics show that while women often outlive men, they may face some unique challenges when it comes to funding those extra years.

--The Earnings Gap: On average, women earn 82 cents for every dollar a man earns. Over a career, that’s a big difference in investable income.

--The Caregiver Impact: Women are often the primary caregivers for children and aging parents, resulting in career breaks or shifts to part-time work that lacks workplace retirement plans.

--The Retirement Strain: Because of lower lifetime earnings and more time out of the workforce, women may find themselves relying on Social Security as their primary income.

Whether you’re on track, or need to catch-up, we’re here to help you achieve your financial goals and live life with confidence.

05/07/2026

In 2025 Vanguard reported a record 6% of workers enrolled in its plans took a hardship withdrawal from their 401k. In addition to a reduction in savings, a 401k withdrawal is generally treated as ordinary income, adding to your taxable income for the year, and if you are younger than 59½, you may owe a 10% penalty tax in addition to income tax, though some exceptions apply.

05/05/2026

“Whether for personal fulfilment, financial reasons, or a combination of both, older adults deserve a level playing field in their ability to compete for, obtain, and retain jobs. Unfortunately, it’s far too common that age discrimination proves to be a pervasive barrier in the workplace.”

Read the article, https://www.aarp.org/advocacy/fighting-age-discrimination-in-workforce-2025/.

04/30/2026

Do you know your MOOP, or maximum out-of-pocket cost? Research shows most retirees are stressed about how healthcare costs are impacting their retirement budget. Knowing your MOOP will help you plan and adjust.