Boulder Investment Group

09/08/2026

If you’re retired, or planning to retire soon, your emergency fund is an important part of your spending plan. Depending on your family situation and goals, 6-12 months of living expenses may be a good starting point for your retirement emergency fund.

Let's talk about your goals and next steps, schedule a call to get started.

09/03/2026

Four things that impact retirement readiness from the 2026 EBRI Retirement Confidence Survey:

--Being laid off or leaving the workforce for a period
--Changing jobs before you are fully vested
--Incorrect assumptions about retirement age
--Under estimating healthcare expenses

Two things to help you adjust through every season: ongoing projections and discussions about financial next steps and consistent retirement saving.

We’ll help you make a plan!

Read more, “https://www.ebri.org/retirement/retirement-confidence-survey.

09/01/2026

Know a recent college grad or someone who wants to make a career change? Jodi Kantor’s book, "How to Start: Discovering Your Life's Work" offers some insight on how to determine your career next steps.

08/27/2026

Due to recent changes in federal college loan regulations, some student may consider private loan options. Here are some of the differences between federal and private college loans.

--You must qualify for a private loan: just like borrowing for a car or a home purchase, lenders will check your income/debt level, your credit score, etc.

--The interest rate can be variable, not fixed. If rates rise, the cost of your private student loan will increase.

--The starting interest rate (or fixed rate) can be very good if you have a strong credit profile, but can rise to nearly 18% depending on your situation.

Learn more on the US Dept. of Education website, ed.gov.

08/25/2026

If you struggle to fit retirement savings into your budget, you’re not alone! Between a mortgage, childcare, and car payments, retirement savings can easily feel like a budget item you just can't afford. Small steps to consider:

--Grab the match: Start by saving whatever percentage locks in your employer's full match (usually 5% or 6%).

--Automate increases: When you get a bonus or raise, move a portion of that increase straight into your retirement account.

--Scale over time: Make small adjustments to build retirement savings to 10% per year and beyond.

We're here to help you achieve your financial goals--get started with a conversation.

08/21/2026

Check out the Consumer Financial Protection Bureau’s Money as You Grow Bookshelf with book recommendations for kids of all ages, and financial education resources for parents and teachers.

https://www.consumerfinance.gov/consumer-tools/money-as-you-grow/bookshelf/.

Parents and caregivers can read best-loved books with their children and develop money skills together.

08/18/2026

According to a recent AARP survey, but only about 25% of retirees have a plan for spending their retirement savings. We’ll help you develop a plan to meet your financial goals. Schedule a conversation and let’s get started.

08/13/2026

Your 529 investment allocation is a good thing to review annually and adjust, especially as your kids near college age. We're here to help you develop a plan to meet your financial goals. Schedule a conversation and let’s get started!

08/11/2026

Probate happens after a person's death when there are assets that require a court-supervised process to validate a will, appoint an executor, and distribute property. It can be required for assets titled solely in the deceased's name, like real estate or bank accounts, and is necessary for settling debts and taxes. The probate process often takes about 6-12 months, but the timeline can vary depending on the complexity of the estate.

08/06/2026

It's simple, but important: have a conversation about your financial goals and your progress. Depending on your life stage, you might be focused on: saving more, giving back, buying a house, or growing your investments.

We’ll help you build a financial plan that fits your priorities. Schedule a conversation and let's get started.