Moisand Fitzgerald Tamayo, LLC

06/11/2026

"Dan, I inherited a $25,000 IRA from my uncle, single and with no children, who died last year at 79. While I am touched that he thought of me, I have enough money to be comfortable. If I give the IRA to my son, will he pay the taxes on the IRA?"
— Pete in Cocoa Beach

Click below to read Dan's full response about the ins and outs of inherited IRAs.

Inheriting an IRA? Learn about tax implications, RMDs and gift tax rules.

05/21/2026

Dear Dan,

I’m pretty excited that SpaceX is going public. Can I get in on it before the IPO?

Click the link below to read Dan's response!

IPOs generate a lot of excitement. Make sure your expectations are informed — and realistic.

05/15/2026

Moisand Fitzgerald Tamayo has once again been named one of America's Best Financial Advisory Firms by USA Today. Click the link below to read more!

Discover why Moisand Fitzgerald Tamayo is a top financial advisor firm recognized by Forbes and other reputable organizations.

05/08/2026

Dear Dan,

I’m single, 46, and put the max $7,000 into my IRA in June, thinking I’d be able to deduct it. My tax program says the $120,000 I made in 2025 is too much to take the deduction and that I have to pull it out or pay a penalty. Is there any other option?

Click the link below to read Dan's full response.

You may not be eligible — here are your options.

05/08/2026

Moisand Fitzgerald Tamayo has been named a best place to work by Investment News for the 8th time!

MFT named a “Best Place to Work” for the 8th time  Moisand Fitzgerald Tamayo has been named a best place to work for the 8th time. Investment News placed us on their list of the best places to work for financial advisors in the U.S. for the sixth time since 2019. This recognition comes on top ...

03/06/2026

Trump accounts are an investment account for kids, but the funds aren't tax-free. Here's what families need to know.

03/05/2026

"Dear Dan,

I just got my first paycheck of the year, and it shows that some money is now going in the Roth part of my 401(k). I didn’t switch any to Roth, so I called HR. They said it’s a new rule and I had no choice. That doesn’t sound right to me. Are they getting something by going Roth? I make good money, max out every year and want that tax deduction as I near retirement. Anything I can do? "

Read Dan's full response at the link below.

High earners have to pay tax on their catch-up 401(k) contributions and deposit them into workplace Roth accounts.

02/27/2026

MFT is proud to have our team contribute to various central Florida news outlets and lend their knowledge on topics that are relevant to the financial planning community. Click below to read Dan Moisand's latest article for Florida Today.

SpaceX is going public soon, but experts warn against common pitfalls for investors hoping to make a quick profit. Learn what to consider before buying shares.

02/25/2026

In this month's blog post, Dan Moisand is joined by Tommy Lucas and Kevin McDermott for a chat about all things related to 2025 tax filings. Click the link below to read more or watch the full discussion.

It's tax filing season once again. One of the things that we provide here is actual tax advice, not merely tax planning

02/11/2026

Tommy Lucas, CFP® recently lent his expertise to CNBC on the topics of child tax credits and higher SALT deduction limits. Click the links below to read more.

President Donald Trump's "big beautiful bill" increased the SALT deduction limit to $40,000 for 2025. Here's how that could affect your tax return this season.