The Scott Fosgate Mortgage Team

The Scott Fosgate Mortgage Team FL Producing Area Manager - NMLS #206937 - 25 year mortgage veteran, Licensed in FL, GA, NC, SC & TN Equal Housing Lender.

Scott Fosgate NMLS ID # 206937
FBC Mortgage, LLC NMLS ID # 152859. NMLS Consumer Access Link:www.nmlsconsumeraccess.org
FBC Legal & Licensing Link: www.fbchomeloans.com/legal-licensing
State Licensing: https://activecomp.ly/nmls/206937

Spring is officially here! Let’s connect now to get you pre-approved ahead of the rush. Got questions? Message me any ti...
03/13/2026

Spring is officially here! Let’s connect now to get you pre-approved ahead of the rush. Got questions? Message me any time!



NMLS # 206937

More daylight. More possibilities. Let’s grow 🌼✨ NMLS # 206937
03/07/2026

More daylight. More possibilities. Let’s grow 🌼✨



NMLS # 206937

Tax season crept up on us again. 😩 But if you're a homeowner, this year actually has some really good news buried in all...
03/06/2026

Tax season crept up on us again. 😩
But if you're a homeowner, this year actually has some really good news buried in all that stress.
And kind of a looooooot more. 👀💰
We broke it all down so you don't have to go digging. Go give it a read before April 15th sneaks up on you too. 👍

🔗 atlanticbay.com/knowledge-center/2026-tax-season-homeowners/?utm_source=socialcoach&utm_medium=organic

#2026

NMLS # 206937

The spring buying season is underway! Whether you're ready to jump in, or just starting to consider it, now's a great ti...
03/06/2026

The spring buying season is underway! Whether you're ready to jump in, or just starting to consider it, now's a great time to talk to me and look at a plan. DM me and let's chat!



NMLS # 206937

5 of 6 members of our Executive Leadership Team are women, something that's rare in our industry and even rarer in the c...
03/03/2026

5 of 6 members of our Executive Leadership Team are women, something that's rare in our industry and even rarer in the corporate world.

I’m proud of the history being made right here at Atlantic Bay.
https://myoc.io/yourlendingfriend



NMLS # 206937

Not to be dramatic, but that "unbelievably low rate" you saw on your feed this morning is absolutely asking you to belie...
03/02/2026

Not to be dramatic, but that "unbelievably low rate" you saw on your feed this morning is absolutely asking you to believe some things. 👀

Here’s what the ad leaves out: sometimes those rates come with discount points baked right in, and that changes the math more than you might think. We wrote the article we wish everyone read before shopping for a mortgage. Check it out!

🔗 atlanticbay.com/knowledge-center/how-rates-are-affected/?utm_source=socialcoach&utm_medium=organic
https://myoc.io/yourlendingfriend



NMLS # 206937

This week, the national average 30-year fixed mortgage rate has hovered at its lowest level since 2022 - an exciting way...
02/27/2026

This week, the national average 30-year fixed mortgage rate has hovered at its lowest level since 2022 - an exciting way to start the spring season! 💐🏡

Want to run some numbers to see where your homebuying journey could begin? Let's connect!
https://myoc.io/yourlendingfriend



NMLS # 206937

Your appraisal isn't really for you. It's for your lender. 🫢 Which sounds a little unsettling, I know, until you realize...
02/20/2026

Your appraisal isn't really for you. It's for your lender. 🫢
Which sounds a little unsettling, I know, until you realize it can still work in your favor. 👍👍👍
A low appraisal can actually give you leverage at the negotiating table, and there are options most buyers never even know to ask about.
We wrote something worth reading if you've ever had questions about what appraisals actually do 👇
🔗 atlanticbay.com/knowledge-center/what-is-a-home-appraisal/?utm_source=socialcoach&utm_medium=organic
https://myoc.io/yourlendingfriend



NMLS # 206937

We're seeing some of the lowest rates in three years! 🙌Even if you're not ready to jump in on a new home, now is still a...
02/20/2026

We're seeing some of the lowest rates in three years! 🙌

Even if you're not ready to jump in on a new home, now is still a great time to talk to me and make a plan. 🏡

Just DM me or give me a call! 📲
https://myoc.io/yourlendingfriend

NMLS # 206937

In this episode of Lending Forward, Hannah McManus is joined by Brian Vieaux, President of MISMO, for a timely conversat...
02/19/2026

In this episode of Lending Forward, Hannah McManus is joined by Brian Vieaux, President of MISMO, for a timely conversation about the role standards play in the evolution of the mortgage industry.

If you care about efficiency, cost reduction, interoperability, and the future of responsible AI in mortgage lending, this is a must-listen episode.

🎧 Listen here: https://open.spotify.com/episode/5RUWb7txzCWIJUb0u0gO6S?si=m3uTa3IoQ6uY8XWEVx471w
https://myoc.io/yourlendingfriend

NMLS # 206937

Celebrate President’s Day with a step toward your own piece of the American Dream. 🏡My executive order? ✍️ Let’s make it...
02/16/2026

Celebrate President’s Day with a step toward your own piece of the American Dream. 🏡
My executive order? ✍️ Let’s make it happen today! 💥
https://myoc.io/yourlendingfriend



NMLS # 206937

Address

1188 Commerce Park Drive, Suite 2005
Altamonte Springs, FL
32714

Telephone

+14079484442

Website

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