J. Michael Smith Insurance

08/18/2026

If wind damages your roof and rain gets in, that can be treated differently than floodwater rising into your home. Knowing the difference can help you understand what your coverage may protect before you need it.

Get to know your options and give us a call at (409) 221-3430 or visit our website!

08/05/2026

A Quick Claims Tip-

Taking a quick video of your home before something happens can make all the difference when you file a claim. Walk through each room and capture furniture, appliances and other belongings so you have a record you can easily access. It may seem small, but it’s a habit that makes your claims process way easier if you ever need it.

08/01/2026

This is why I’m really proud to do business with SageSure. Work with folks that give back 👏

07/30/2026

07/29/2026

Some highlights from Sea Rim Striders 5k this past Monday! We had an awesome time helping hydrate and cheering on our community at LSCO.

Big shoutout to Brandi Hensley for organizing everything and the awesome pics. And of course big thanks to Water Tree Orange for the good stuff. Keep it up Orange! 🏃‍♂️🍊

07/22/2026

Whether this storm impacts us or not, it’s always a good reminder to have a plan in case of an emergency. Stay safe, SETX!

07/20/2026

Hey y’all. Michael here. As an independent agent, I always try to do business with companies I have faith in, and last week I became a customer myself.

Our dog Phoebe recently had airway surgery along with her spay. Between the vet visits, driving back and forth to Houston, finding somewhere to stay, and helping her recover, it was a lot to manage. Having Fetch Pet Insurance as our pet insurance made the process much easier. They covered a large portion of her airway surgery, and because we added the wellness plan, it also helped cover the cost of her spay. They’ve been responsive, easy to work with, and have taken a lot of stress out of an already stressful situation. When you find a company that takes care of you when it matters most, it’s worth sharing.

07/15/2026

‼️ Sand Bags Available ‼️

07/13/2026

Did you know over 40% of National Flood Insurance claims come from homes outside of flood zones?

Home buyers often don’t realize that your home doesn’t have to be in a flood zone to experience flooding. A week of heavy rainfall in SETX can be all it takes for your yard to go from lawn to lake.