06/09/2026
A lot of buyers use these terms interchangeably, but they're not the same thing.
Pre-qualification gives you a general estimate based on information you provide. Pre-approval takes it a step further by reviewing your income, credit, and supporting documents.
If you're serious about house hunting, pre-approval can help strengthen your offer and give sellers more confidence in your ability to close.
Planning starts with pre-qualification. Winning starts with pre-approval.