MiMortgage - Mortgage Lender - Jacksonville, FL

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Middleburg, FL
MiMortgage - Mortgage Lender - Jacksonville, FL

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MiMortgage, A Division of Network Funding, LP | NMLS # 2297. Licensed to do business in FL, GA, TX & CO. "Many people don't focus enough on ex*****on. Chenaul

Georgia Residential Mortgage Licensee, Lender License #18150
Colorado License # 100505621, Regulated by the Division of Real Estate. If you make a commitment to get something done, you need to follow through on that commitment."
-K.

10/28/2026

A new job can be an exciting opportunity, but if you're planning to buy a home soon, it's important to be strategic about the timing. Changes in employment can impact what lenders need to verify during the approval process. Before making a move, talk with your mortgage professional to understand how it could affect your home loan application.

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10/26/2026

What is a Credit Inquiry?

When you apply for financing, lenders may review your credit history to help determine eligibility. This review is known as an inquiry. While a few inquiries are normal, it's a good idea to be mindful of how often you're applying for new credit, especially if you're planning to purchase a home soon.

10/22/2026

”Existing-home sales increased by 1.5% month-over-month and decreased by 2.2% year-over-year, according to the National Association of REALTORS® Existing-Home Sales report.”

Source: https://www.nar.realtor/newsroom/existing-home-sales-increased-1-5-in-september-according-to-nar-report

10/21/2026

💡 Mortgage Tip: Know Your Maturity Date

The maturity date is the date your mortgage is expected to be fully repaid based on your loan agreement. While it may seem far away when you first buy a home, understanding your loan timeline can help you plan for your financial future and stay on track toward owning your home outright.

10/19/2026

”The median existing-home price for all housing types was $417,500. Prices increased 1.3% from one year ago ($412,300), marking the 39th consecutive month of year-over-year price gains.”

Source: https://www.nar.realtor/newsroom/existing-home-sales-increased-1-5-in-september-according-to-nar-report

10/15/2026

Think USDA loans are only for farms and rural properties? Think again! 🌱 Many areas that qualify for USDA financing include small towns, suburbs, and communities just outside larger cities. If you're exploring homeownership, a USDA loan could offer benefits you may not have considered.

10/09/2026

After 5 straight (and 11 of 15) weekly moves higher in interest rates and hitting this highest yield on the 10-year Treasury since April 2002, we ended this week lower. The economic calendar was relatively quiet this week. Today’s consumer sentiment report saw consumer confidence falling from 48.1 in Sep to 46.3 in the preliminary reading. Inflation expectations rose to 4.7% from 4.6%. Actual inflation readings are lower, but the Fed does take consumer inflation expectations into consideration when setting interest rates. The October 28th Fed meeting currently has an 83% chance of a rate hold, with the December 9th meeting showing a 100% chance of a 25 bps rate hike. The economic calendar next week will be more exciting. Existing Home Sales on Tuesday, CPI Inflation report on Wednesday, and PPI Inflation report on Thursday.

10/08/2026

🏡 Choosing the right realtor can make all the difference in your homebuying journey. Some of the most important qualities to look for are trustworthiness, experience, good reputation, and a genuine commitment to your goals. The right real estate professional doesn't just help you find a house, they help you feel confident every step of the way.

10/05/2026

”Pending home sales in August increased by 0.3% month-over-month and decreased 4.7% year-over-year, according to the National Association of REALTORS® Pending Home Sales report.”

Source: https://www.nar.realtor/newsroom/nar-pending-home-sales-report-shows-0-point-3-percent-increase-in-august

10/02/2026

Interest rates ended the week higher.

Oil prices fell for the second consecutive week and the divergence between oil prices and yields widened. August Core PCE (the Fed’s preferred inflation indicator) came in below expectations on Wednesday, rising +0.2% MoM vs +0.3% expected. Friday’s Non Farm Payrolls jobs report revealed 29k jobs added in September vs expectations of 90k. August jobs numbers were revised lower to 133k from 162k. When the dust settled, odds of an October rate hike fell from 70% on Monday to just 23% today. The Fed has never hiked in October of an election year and it appears they will not break their streak this year. Yields were short squeezed earlier this morning after the much weaker than expected jobs report and for a brief moment it looked as if yields may close lower for the week, but in the end the sellers won the day and yields rose again.

Address

1635 Farm Way, Suite 401
Middleburg, FL
32068

Telephone

+19042695992

Website

https://www.mimortgageloan.com/

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