Zeina Cabrera, NMLS# 1518273, Mortgage Loan Officer - FCMF

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Zeina Cabrera, NMLS# 1518273, Mortgage Loan Officer - FCMF I'm Zeina Cabrera, NMLS 1518273, Loan Officer Zeina was born in Tripoli, Lebanon. Starting at a very young age, her journey has not been one of ease.

At just 6 months old, her family was forced to leave the village due to the Lebanese civil war which went on for 15 years, starting in 1975. She recalls "at 6 years old, I remember hiding in my school basement for over a month with other neighbors. Sleeping on the floor with no mattresses just to survive the bombs and shootings". At the age of 13, Zeina and her family moved to France where she would later graduate from Lycée d'Alembert (high school) in Saint Etienne. After graduation, she would return to Lebanon to attend college at National Orthodox - St Elie where she completed a Technical degree in Computer Administration while working for the government in the Telecommunications department. Zeina excelled in her position and was nominated as a top sales agent of international prepaid cards to reporters and journalists from all over the world during the Arab world cup. While working with the government for over 8 years was rewarding, Zeina had plans for much more. She was ready for a new adventure and in 2004 decided to pursue the American dream by moving to the USA. Moving halfway across the globe to start a new life comes with its fair share of challenges, but Zeina is always up for a challenge. She is persistent, hardworking, and resilient and she knows what it takes to get to the finish line. Zeina found a passion for helping others obtain their dreams and entered the mortgage world over 8 years ago. During this time, she has helped countless families and buyers reach their homeownership goals. She has excellent communication skills, keeping her customers well-informed from their very first encounter and providing each one with unmatched loan service and quality client care. Her dedication to service is evident when you see her respond to emails and phone calls late into the night. Whether you're a first-time home buyer, looking to trade up, downsize, or simply wishing for a change, she can help you before you ever make an offer on a property. She will sit with you and look over your budget, income, and savings, helping you get a clear picture of what loan product and loan amount best fit your needs. There are many factors to consider when getting a home loan; interest rates being just one element of that complete package, and Zeina wants to educate her customers on the full picture so they can concentrate on making well-informed decisions that best fit their needs. Zeina is motivated by her mantra “anything can be accomplished through hard work”, and she has proved this to be true. Homebuyers are in excellent hands with Zeina as she takes care of every detail from beginning to end. You will not often find a loan officer who speaks English, Arabic, and French fluently, and it's a skill such as this that Zeina is one-of-a-kind. And one which helps her in servicing her international clientele and connecting with people that others may not be able to. The financial aspects of home buying can be stressful and overwhelming, but they don't have to be, not with a caring professional like Zeina in your corner. Contact her today at 904-708-2795 and let's start making your home-ownership dream come true.

🚨 BIG NEWS 🚨We just leveled up at First Coast Mortgage Funding with LoanLogic—a tool that pre-underwrites your loan befo...
25/04/2026

🚨 BIG NEWS 🚨

We just leveled up at First Coast Mortgage Funding with LoanLogic—a tool that pre-underwrites your loan before submission.

✨ Instantly reviews guidelines
✨ Calculates income (W-2, OT, bonuses)
✨ Flags assets & large deposits
✨ Returns condition list upfront

No more guessing, digging through guidelines, or that “Did you read the guidelines?” moment 😅

If you’re wondering “Do I qualify?” I can run your scenario in under 5 minutes.

📩 Message me anytime—I’ve got you.

Think you don’t qualify for a home loan? Think again. At First Coast Mortgage, we offer a wide variety of loan programs—...
13/04/2026

Think you don’t qualify for a home loan? Think again.

At First Coast Mortgage, we offer a wide variety of loan programs—many more than what’s typically listed. From first-time homebuyer options to unique scenarios, there’s a solution for almost everyone.

💡 Low down payment options
💡 Flexible credit programs
💡 Conventional, FHA, VA, and more
💡 Programs tailored to different financial situations

And that’s just the beginning…

If you’ve been told “no” before or think buying isn’t possible for you right now, you might be surprised at what we can do.

Every situation is different—and I’m here to help you explore all your options.

📩 Reach out anytime. Let’s find a way to get you home.

🚨 Big Update! 🚨Same me, same dedication, new company, new address! 🏡✨I’m still your go-to loan officer, now with more pr...
02/02/2026

🚨 Big Update! 🚨

Same me, same dedication, new company, new address! 🏡✨

I’m still your go-to loan officer, now with more products and even more ways to help you qualify. My goal? Finding a way to approve almost everyone!

If you’re thinking about buying, refinancing, or just curious about your options, let’s chat—I’ve got you covered.

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