Brad Dombrosky - Flat Branch Home Loans NMLS #404109

06/10/2026

No tricks. No magic. Just expert guidance every step of the way🏡

06/05/2026

Big decisions come with small details. A great lender(like me), helps you understand both🏠💰

06/02/2026

At Flat Branch Home Loans, we LOVE celebrating homeownership and this June, we're making National Homeownership Month bigger and better than ever!

We're excited to announce the return of our Pay Your Mortgage Sweepstakes! Click link below to enter.

That's right... this June, we'll be selecting 10 homeowners from the communities we proudly serve to have their August mortgage payment covered by Flat Branch.

And the best part? Entering is quick and easy.

Whether you're a current homeowner, recently purchased a home, or simply love where you live, we'd love for you to celebrate Homeownership Month with us!

🏠 10 winners will be selected across the states and regions we serve
🏠 Entry period runs June 1st through June 26th
🏠 Winners will be announced on June 30th

At Flat Branch, homeownership is about more than just buying a house it's about building a life, creating memories, and loving the community you call home.

That's why we're excited to celebrate the places, people, and moments that make home special.

Celebrate National Homeowners Month with Flat Branch Home Loans. Share your homeownership story for a chance to be featured.

05/31/2026

Did you know the US government will literally pay you 4.26% to borrow your money? It’s called an I-Bond and it’s backed by the US government, which means it is as close to 100% risk-free as you can get. Your money won’t go down. Ever. The government guarantees it.

Here’s how to do it in 3 steps:

1️⃣ Go to TreasuryDirect.gov
2️⃣ Open a free account
3️⃣ Buy up to $10,000 worth (per person)

That’s it. You’re welcome. 👊 Just be aware you have to leave it alone for at least 12 months or you forfeit the interest. That’s it. That’s the catch.

Share this with someone who has money sitting in a savings account earning almost nothing. 💰

05/29/2026

The Mortgage business is hard! Sometimes getting your clients to the closing table requires a lot of maneuvering when it’s a complicated file.

This morning I had a closing that I found out the client retired the day after he went under contract. The worst part was his retirement income wasn’t scheduled to kick in for six months so couldn’t use it . I was able to come up with a strategic way to still keep the file alive, and we did a lot of heavy lifting behind the scenes to make the process still smooth for the buyer.

From start to finish we still closed in 3 weeks. Morale of the story, when buying a home make sure you are working with a trusted advisor. Someone who can keep things together smoothly even when things happen.

Here’s to your MortgageHappiness. 🤗

05/28/2026

My goal isn’t just to close your loan, it’s to educate you and set you up for the long-term🏠

05/27/2026

New Credit Score model for FHA loans!?! Well yes, but not quite yet.

Incase the media picks this up I wanted to put this out there so you have the facts. FHA has announced they plan to accept credit score models VantageScore 4.0 & FICOScore 10T. Both of these new models will take a different approach to how credit scores are calculated.

As of now, they are only accepting the ClassicFICO scores but apparently change is coming. No official date has been announced so stay tuned and be sure to follow my page for future updates on this.

The hope is these new credit models will open the door to more home ownership opportunities. 🏡🏠

05/22/2026

Getting officially preapproved requires getting your credit checked. And a credit inquiry has less impact than you may think!

Don’t let fear of a credit check stand in the way of you buying a home🏠

05/20/2026

We LOVE celebrating homeownership and the communities we serve, and this year, we’re taking that excitement to the next level by bringing back one of our most impactful campaigns… and making it BIGGER and BETTER than ever before!

That’s right — the Pay Your Mortgage Sweepstakes is officially returning in June 2026! 🎉

This June, Flat Branch will be selecting 🔟 homeowners from across the states we serve to pay their mortgage for a month.

Stay tuned for more details on how to participate are coming soon! Follow my page to be sure to be in the loop. 😄

05/19/2026

Last week I closed on a purchase for a teacher. She was a first time home buyer and was able to take advantage of 2 great perks. As a teacher she was able to get our Community Champions discount, and combine this with a Grant. $2500 in free money, no strings attached. This was able to go toward the down payment or closing costs.

We have several great perks for jobs serving our communities. Please reach out anytime to review your mortgage options. 🌳