Brad Joseph, Mortgage Lender

Brad Joseph, Mortgage Lender I am a Mortgage Lender serving the Elkhorn and Omaha area. NMLS #1225267 I have been serving homebuyers in the Elkhorn and Omaha area since 2015.

Whether you are a first-time buyer or you’ve purchased a home before, I am committed to making your purchase process as seamless as possible.

• Conventional Loans
• VA Loans
• FHA Loans
• First-Time Homebuyer Loans
• NIFA Loans
• USDA / Rural Development (RD) Loans
• Jumbo Loans
• Rate/Term and Cash Out Refinances
• New Home Construction Loans
• Bridge/Gap Financing

I am a member of the Pinnacle Bank Mortgage team in Omaha, NE. Equal Housing Lender. Loans subject to credit approval.

06/11/2026

Lenders evaluate your debt-to-income (DTI) ratio, and ideally, your expenses (including your mortgage) should total around a third of your gross monthly income. Try to pay off credit cards and other loans to improve your DTI ratio before you apply. 💳️

Need help preparing? I’m here to help you get ready to apply. Contact me today!

Thank you to Lt. Steve Fornoff for sharing his expertise and leading an excellent Realtor Safety Course for our local re...
06/03/2026

Thank you to Lt. Steve Fornoff for sharing his expertise and leading an excellent Realtor Safety Course for our local real estate community.
At Pinnacle Bank, we’re proud to support events that provide valuable education and practical tools to help our realtor partners stay safe while serving their clients.
I appreciate everyone who joined us, and I am already looking forward to more events like this! 🏡🤝

Homeownership isn’t one-size-fits-all.That’s why Pinnacle Bank offers a range of mortgage options to fit unique situatio...
06/02/2026

Homeownership isn’t one-size-fits-all.

That’s why Pinnacle Bank offers a range of mortgage options to fit unique situations and different down payment needs:

🔑 HomeReady® & Home Possible®: For low-income borrowers, minimum of 3.00% down
🏡 FHA Loans: For low- to moderate-income homebuyers, minimum of 3.50% down
🚜 USDA Rural Loans: For low-income borrowers in rural areas, offers 100% financing with $0 down
🇺🇸 VA Loans: For Veterans, service members, and surviving spouses, 100% financing with $0 down
❤️ NIFA: Supporting first-time homebuyers in Nebraska, up to 100% financing, as little as $1,000.00 down
🏠️ Conventional: Minimum of 3.00% down for first-time homebuyers

Think buying a home is out of reach? Let’s talk—it might be closer than you think!

05/25/2026

On , we remember those who made the ultimate sacrifice for our freedom.

05/18/2026

Ready for homeownership? Our prequalification process makes it easy to get started – so you can focus on finding the home of your dreams. Contact me today, I'm here to help!

05/10/2026

Moms, moms-to-be, stepmoms, grandmothers and mother figures - for all you do, we appreciate you!

By getting prequalified before house hunting, you will be ready to put in an offer once you find your dream home!
05/06/2026

By getting prequalified before house hunting, you will be ready to put in an offer once you find your dream home!

04/22/2026

"I cannot do all the good that the world needs, but the world needs all the good that I can do." — Unknown
Happy , everybody. Let’s protect our planet. 🌎

Worried about the mortgage process? Don’t stress – I’ve got your back! I’m here to streamline the homebuying experience,...
04/14/2026

Worried about the mortgage process? Don’t stress – I’ve got your back! I’m here to streamline the homebuying experience, so you can buy your dream home with confidence. 💪🏠️

Address

13131 W. Dodge Road
Omaha, NE
68154

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