Brian Farley Home Loans NMLS #1042183

Brian Farley Home Loans NMLS #1042183 Local Certified Mortgage Advisor
helping people use real estate to build wealth!
(1)

Specialize in Purchase, Refinance, VA Buyer, Move-up Buyers, Down Sizing, Reverse Mortgages or Luxury Buyers.

06/15/2026

Reverse Mortgage series: Part 1
Who is a reverse mortgage or HECM (Home Equity Conversion Mortgage) for?

Your closing date can affect how much cash you need at closing. Close earlier in the month?You’ll usually pay more prepa...
06/12/2026

Your closing date can affect how much cash you need at closing.

Close earlier in the month?
You’ll usually pay more prepaid interest upfront.

Close later in the month?
You may need less cash upfront because there are fewer days left in the month to cover.

That doesn’t mean one option is always better.
Seller timing, moving plans, lender deadlines, and month-end delays all matter too.

The big takeaway?
Don’t pick a closing date just because it sounds good.

Ask how it affects your cash to close. A few days can make a bigger difference than most buyers realize.

Rent pays someone else's mortgage.Homeownership helps build your future. 🏡If your name belongs on a deed instead of a le...
06/10/2026

Rent pays someone else's mortgage.
Homeownership helps build your future. 🏡
If your name belongs on a deed instead of a lease, let's talk about your options. You may be closer than you think.

June is National Homeownership Month 🏡 At CharterWest Bank Mortgage Center, helping families achieve homeownership isn’t...
06/04/2026

June is National Homeownership Month 🏡

At CharterWest Bank Mortgage Center, helping families achieve homeownership isn’t just part of the job… it’s what drives us every single day.

Proud to be a top lender in all the markets we serve and even more proud of the people, relationships, and communities behind every closing. 🤝

Whether it’s your first home, next home, or using programs like Nebraska Investment Finance Authority and Iowa Finance Authority to help make homeownership more affordable, the goal stays the same:
Educate more buyers.
Create better experiences.
Help more people get the keys to a place they can call home. 🔑

Lower credit? Smaller down payment?This is where FHA shines. With as little as 3.5% down and more flexible guidelines, t...
05/31/2026

Lower credit? Smaller down payment?
This is where FHA shines.

With as little as 3.5% down and more flexible guidelines, this loan helps a lot of buyers get in sooner than they thought possible.

It’s not perfect for everyone… but for the right person, it’s a game changer.

Curious if it fits your situation? Reach out to chat!

Not everyone needs 20% down… and that surprises a lot of people. Conventional loans can start as low as 3% down and give...
05/27/2026

Not everyone needs 20% down… and that surprises a lot of people.

Conventional loans can start as low as 3% down and give you flexibility depending on your credit and goals.

The key? Structuring it the right way so you’re not overpaying long term.

Want to see what this looks like for you? Give me a call!

Today we honor and remember the brave men and women who gave their lives in service to our country.This Memorial Day, we...
05/25/2026

Today we honor and remember the brave men and women who gave their lives in service to our country.

This Memorial Day, we pause to reflect on their sacrifice and express our gratitude for the freedoms we enjoy because of them. 🇺🇸

🎓 Big congratulations to all the graduates—and the parents who helped make it happen 👏This is a huge milestone and the s...
05/23/2026

🎓 Big congratulations to all the graduates—and the parents who helped make it happen 👏
This is a huge milestone and the start of a brand new chapter.
One thing that doesn’t get talked about enough: graduation is also the start of building your financial future. If owning a home is a goal someday, what happens next matters.
A few smart moves now can help future homeowner you later:
🏡 Start building credit early
💳 Be mindful of debt, especially large car payments
💰 Save consistently, even small amounts
📊 Keep job history steady
👀 Learn budgeting and how credit works
Parents—this is a great time to guide, not just give.
Graduates—you don’t need it all figured out today. Just start smart and stay consistent.
That future version of you holding the keys to your first home will be glad you did. 🔑🏡

Online mortgage calculators be like…“Congrats! Your payment is $1,850!” Reality:“…plus taxes, insurance, possibly PMI (P...
05/19/2026

Online mortgage calculators be like…
“Congrats! Your payment is $1,850!”
Reality:
“…plus taxes, insurance, possibly PMI (Private Mortgage Insurance), and your actual rate”
They’re great for a quick guess—but they don’t know your:
💳 Credit
💼 Income
📊 Debt
🏡 Loan type
👥 Full situation
So the number you see? It’s usually… optimistic
Want real numbers based on your real life?
That’s where I come in.
No guessing. No surprises. Just a clear plan. 🏡

05/18/2026

VA Loans series: Part 4

Save on monthly costs!

Address

921 Village Square
Boys Town, NE
68028

Telephone

+14028503332

Website

Alerts

Be the first to know and let us send you an email when Brian Farley Home Loans NMLS #1042183 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category