Mohamed Tawy at Guaranteed Rate, NMLS ID: 450660

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Oceanside, CA
Mohamed Tawy at Guaranteed Rate, NMLS ID: 450660

VP of Mortgage Lending at Guaranteed Rate NMLS ID: 450660
Guaranteed Rate NMLS ID: 2611 nmlsconsumeraccess.org | rate.com/licensing Guaranteed Rate, Inc.

NMLS 2611
3940 N. Ravenswood Ave., Chicago, IL 60613
(866) 934
7283 • rate.com
Equal Housing Lender
For licensing information, go to
www.nmlsconsumeraccess.org
www.rate.com/licensing

10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/dgXhEIXc1MW/B6AxW

NMLS # 450660

10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/dgXhEIXc1MW/qKKUE

NMLS # 450660

10/20/2026

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competition, buyers who are ready may have more room to negotiate. Thinking about making a move while others wait?
https://myoc.io/dgXhEIXc1MW/06KPL

NMLS # 450660

10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/dgXhEIXc1MW/S6Jsp

NMLS # 450660

09/18/2026

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in specific markets still show an increase with stronger buying power created by job gains and income growth.

Understanding the market is the first step. Let’s talk about how to make your next move with confidence.
https://myoc.io/dgXhEIXc1MW/oMZEQ

NMLS # 450660

09/17/2026

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW.

Questions? Let’s chat.
https://myoc.io/dgXhEIXc1MW

NMLS # 450660

09/17/2026

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t necessarily a bad thing since it could lead to more inventory and less competition. With fewer homebuyers out there, motivated sellers may be more flexible at the offer table.

If you’ve been on the hunt for a new home, let’s talk about how you could use these conditions to your advantage.
https://myoc.io/dgXhEIXc1MW/DCLSc

NMLS # 450660

09/10/2026

If you’re looking to buy a house, the market is shifting in your favor. Decreased existing-home sales means more inventory, which creates homebuyers have better opportunities to negotiate.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/dgXhEIXc1MW/X8CjQ

NMLS # 450660

09/09/2026

Address

2110 South Coast Highway Suite H And J
Oceanside, CA
92054

Website

http://rate.com/mohamedtawy

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