Joan Llanes - Llanes Team, Mortgage Lender NMLS #633016

02/14/2025

09/23/2024

Are you thinking about buying a house? We’ve got tools and resources to help you find a place to call home. Start by crunching the numbers using our mortgage affordability calculator and contact me to explore your with any of your mortgage-relat

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09/21/2024

Being at home doesn’t have to be boring! It could be the perfect time to pick up a new hobby. Here are some new ways to fill your free time.

https://nymag.com/strategist/article/new-hobbies-during-quarantine.html

09/20/2024

Take the guesswork out of your mortgage payments and crunch the numbers using our online mortgage calculators!

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09/18/2024

Did you know that if certain conditions are met you may be eligible to obtain an escrow waiver when purchasing a home? To learn about the pros and cons of an escrow waiver, how it works, and whether you qualify for one, contact me today!

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09/16/2024

FALSE! Just because you didn't have luck with the first lender, doesn't mean your road to homeownership has ended. We can help you evaluate your situation, whether it be compiling the right documentation or working towards improving your credit score. Let loanDepot take a second look, contact me today!

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09/14/2024

How much does it cost to own a home? See what your estimated monthly payment could be using our mortgage payment calculator. Should you have any mortgage-related questions, contact me today!

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09/13/2024

Go green and save money with greenAdvantage, our newest proprietary jumbo loan. Green

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09/11/2024

Today, we remember.

09/05/2024

There is no right formula when deciding how much to put down towards a home. While larger down payments will typically result in a more competitive rate, many become homeowners with as little as 3 percent down. If you would like to discuss your options, contact me today! loanDepot offers a variety of home loans to suit your goals and budget.

https://www.loandepot.com/jllanes

09/04/2024

With a healthy credit profile, you not only stand a better chance of getting approved, but you will also have access to lower interest rates so that you pay less over the life of your loan. So, before you embark on the homeownership journey, it’s smart to review your credit history! If you have any mortgage-related questions at this time, contact me today!

https://www.loandepot.com/knowledge-cafe/mortgage-411/factors-in-your-credit-score-and-tips-to-raise-it?utm_source=TE&utm_medium=Social&utm_campaign=Factors-That-Help-You-Qualify-for-a-Home-347239v2v&ldec=Retail_TE_Social_Factors-That-Help-You-Qualify-for-a-Home-347239v2v&loid=jllanes