Tom Ford - Direct Mortgage Loans

Tom Ford - Direct Mortgage Loans Licensed mortgage lender offering VA, FHA, USDA, and conventional loans, refinancing, and HELOCs.

Local loan officers providing expert home-buying guidance from application to closing.

Invest Smarter with DSCR LoansLooking to grow your real estate portfolio? A DSCR loan can help you qualify based on your...
09/08/2026

Invest Smarter with DSCR Loans

Looking to grow your real estate portfolio? A DSCR loan can help you qualify based on your investment property’s cash flow rather than your personal income.

✔️ No personal income verification
✔️ Financing based on rental income
✔️ Credit scores starting at 620+
✔️ Up to 85% LTV on purchases
✔️ Cash out refinance available
✔️ Loan amounts up to $3.5 million

Ready to explore your next investment property? Get pre approved with Direct Mortgage Loans and start investing smarter. 🧡🏡

Buying a home? 🏡 Before you start touring houses, make sure you know these five numbers: your credit score, monthly inco...
09/08/2026

Buying a home? 🏡 Before you start touring houses, make sure you know these five numbers: your credit score, monthly income, monthly debts, down payment, and the monthly payment you’re actually comfortable with.

Knowing these upfront can help you shop smarter, understand your options, and avoid falling in love with a home outside your budget. Let’s get you pre approved and ready to shop! 🧡

Happy Labor Day! Wishing you a relaxing day with family and friends. If you’re thinking about making a move this fall, I...
09/07/2026

Happy Labor Day! Wishing you a relaxing day with family and friends. If you’re thinking about making a move this fall, I’m here to help with all your home financing needs.

🇺🇸 Happy Labor Day from DML! 🇺🇸Celebrating the hardworking team that shows up for our clients every single day. 🧡 Enjoy ...
09/07/2026

🇺🇸 Happy Labor Day from DML! 🇺🇸

Celebrating the hardworking team that shows up for our clients every single day. 🧡 Enjoy the long weekend!

🚫 Under Contract? Don't Make These Costly Mistakes.Getting your offer accepted is a huge milestone but your mortgage jou...
09/04/2026

🚫 Under Contract? Don't Make These Costly Mistakes.

Getting your offer accepted is a huge milestone but your mortgage journey isn't over yet.

Until you've closed on your new home, avoid making financial changes that could impact your loan approval. That means holding off on opening new credit cards, financing a vehicle, changing jobs, making large deposits, or taking on new debt.

When in doubt, call your loan officer before making a financial decision. A quick conversation today can help keep your closing on track tomorrow.

📞 REALTORS: Before You Hit "Send" on That Offer... Make One Call.A quick conversation with your lending partner can make...
09/04/2026

📞 REALTORS: Before You Hit "Send" on That Offer... Make One Call.

A quick conversation with your lending partner can make all the difference.

Before submitting an offer, take a few minutes to confirm your buyer's approval amount, loan program, estimated cash to close, and timeline. It's a simple step that helps prevent delays, surprises, and unnecessary contract headaches.

Five minutes on the phone today can save weeks of cleanup later and help your clients move forward with confidence.

When you get pre-approved with DML, you get more than a number. You get a dedicated loan officer who knows your file and...
09/02/2026

When you get pre-approved with DML, you get more than a number. You get a dedicated loan officer who knows your file and answers when you call. Real people, real answers, no call centers. Talk to a real expert. Go Direct.

Invest Smarter. Let Your Property Work for You.Looking to grow your real estate portfolio? A DSCR loan may help you qual...
09/01/2026

Invest Smarter. Let Your Property Work for You.
Looking to grow your real estate portfolio? A DSCR loan may help you qualify based on the cash flow of the investment property - not your personal income.
With flexible options for real estate investors, DSCR financing can be a powerful tool for your next investment.
Ready to explore your options? Let’s talk.

Getting pre-approved goes faster when you come prepared. Have your recent pay stubs, W-2s or tax returns, recent bank st...
08/27/2026

Getting pre-approved goes faster when you come prepared. Have your recent pay stubs, W-2s or tax returns, recent bank statements and a valid photo ID ready, and we'll keep things moving. Get pre-approved. Go Direct.

Big condo financing changes are coming in 2026 and 2027. 🏢Realtors, knowing what’s changing now can help you prepare you...
08/24/2026

Big condo financing changes are coming in 2026 and 2027. 🏢

Realtors, knowing what’s changing now can help you prepare your buyers, avoid surprises, and keep transactions moving smoothly.

Save this for your next condo deal and reach out with any questions!

Address

7408 Coastal Highway
Ocean City, MD
21842

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5:01pm

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