Corbella Insurance

08/28/2026

What a great evening! 🙌

Jessica Brantley Bostic and I just wrapped up our first joint seminar, “Your Health. Your Money. Your Future.”

We had a great conversation about the basics of preparing for retirement — from understanding your health insurance options and future healthcare costs to making sure your finances are prepared for the years ahead.

We had some fantastic questions and really enjoyed the opportunity to educate, share, and help people think through some of the decisions that come with retirement.

One thing is for sure… we need to do another one soon! 😊

Thank you to everyone who came out and spent the evening with us!

Your Health. Your Money. Your Future.
Planning today for a more confident tomorrow. 💜

08/27/2026

Your Medicare plan is only one piece of the puzzle. 🧩

Even with good health insurance, an unexpected hospital stay, cancer diagnosis, serious illness, or accident can create expenses you weren’t planning for.

That’s why I also help my clients look at the gaps around their health coverage and decide whether additional protection makes sense for them.

🟣 Hospital Indemnity
🟦 Critical Illness
🟣 Cancer Coverage
🟦 Accident Insurance
🟣 Dental
🟦 Vision
🟣 Hearing

The goal isn’t to load you up with insurance you don’t need. It’s to understand where your biggest financial exposure may be and determine whether there’s a practical way to protect against it.

At Corbella Insurance, I’ll help you understand your options, compare coverage, and make an informed decision — without pressure.

📞 (352) 895-5066
📧 [email protected]

📍 Serving Ocala, The Villages & surrounding Central Florida

LOCAL • RELIABLE • TRUSTED • INDEPENDENT
Here for you, here for them.

08/16/2026

12/12/2025

Your health needs can change every year—and your Medicare plan should keep up. A quick annual plan audit can help you make sure you’re getting the coverage, benefits, and savings you deserve.

Here’s what to look for each year:
✔️ Prescription Coverage: Did your medications change? Are they still on your plan’s formulary at an affordable cost?
✔️ Provider Networks: Are your doctors, specialists, or preferred hospitals still in-network?
✔️ Premiums & Copays: Are your monthly costs or out-of-pocket expenses increasing?
✔️ New Benefits: Many plans add benefits like dental, vision, OTC allowances, or fitness perks—don’t miss out on what you’re eligible for.
✔️ Coverage Gaps: Review any gaps in your current plan to ensure you’re fully protected for the year ahead.

A Medicare plan review doesn’t have to be confusing—having a licensed agent walk you through options can make all the difference.

If you’d like help reviewing your plan or exploring better-fit options for this year, send me a message. I’m here to make Medicare simple, clear, and stress-free. 💙

12/10/2025

Thinking about buying a Medigap plan later? There’s a catch many people don’t find out until it’s too late. ⚠️

After your Medigap Open Enrollment Period, insurance companies can require medical underwriting — meaning you could be denied coverage or charged more based on your health. That’s why timing matters. Knowing when you’re eligible, what rules apply in your state, and which plans protect you long-term can save you stress, money, and surprises down the road.

If you’re approaching Medicare, already enrolled, or wondering when to add Medigap, I can help you understand your options and avoid costly mistakes.

📩 Message me for a free, no-pressure consultation — and get the clarity you deserve.

12/08/2025

Many people assume their prescriptions will automatically be covered—until they get to the pharmacy and face an unexpected bill. Most issues come down to a few key parts of how Medicare drug plans work:

💊 Different plans have different formularies
Each plan has its own list of covered medications. If your drug isn’t on that list, you may pay more—or pay full price.

💊 Your medication may be in a higher tier
Tiers determine cost. Even if a drug is covered, being placed in a higher tier means higher copays or coinsurance.

💊 Prior authorization or step therapy rules
Some plans require extra approval or require trying a lower-cost drug first. Without meeting those rules, coverage can be denied.

💊 Formularies can change each year
Just because a medication was covered last year doesn’t guarantee it still is this year.

Choosing the right Medicare drug plan isn’t just about price—it’s about making sure your medications are actually covered.

📩 Message me for a no-cost review of your current prescriptions and Medicare options. Let’s make sure you’re on a plan that truly fits your needs.

12/03/2025

🩺🔍 How Medicare Helps With Preventive Health Care: Your Coverage Options

Staying healthy starts with catching issues early—and Medicare offers a wide range of preventive benefits to help you do just that. This guide explains how your Medicare coverage supports your long-term wellness and gives you access to important screenings and services:

✔️ Annual Wellness Visits to review your health history and create a personalized prevention plan
✔️ Screenings for conditions like cancer, diabetes, and heart disease at no additional cost (when guidelines are met)
✔️ Vaccinations, including flu, COVID-19, and pneumonia shots
✔️ Preventive counseling, such as nutrition, to***co cessation, and other health-focused services
✔️ Coverage through Medicare Part B and Medicare Advantage plans, depending on the service

Preventive care helps you stay ahead of potential health concerns—and Medicare makes it easier and more affordable to take charge of your wellness.

📩 Have questions about your Medicare preventive benefits or need help choosing the right plan? Message me anytime—I’m here to make Medicare simple and stress-free.

12/01/2025

Understanding how Medicare helps pay for your medications is essential—especially as costs can add up quickly. This guide breaks down the basics so you know exactly what to expect:

✔️ Medicare Part D plans that help cover prescription drugs
✔️ How formulary lists determine which medications are included
✔️ The difference between tiers, copays, and coinsurance
✔️ How preferred pharmacies can help you save more
✔️ What to know about coverage phases like the initial coverage period and potential out-of-pocket changes

With the right Medicare drug coverage, you can manage your health needs with confidence and avoid unexpected costs.

📩 Not sure which plan fits your prescriptions and budget? Send me a message—I'm here to help make Medicare simple and stress-free.

11/28/2025

Wishing you a season of gratitude and happiness. Happy Thanksgiving!

11/26/2025

Your Income Could Be Raising Your Medicare Premiums — Here’s How to Lower It

Did you know your income from two years ago may be affecting what you pay for Medicare today? 🤔
If your income is higher than certain thresholds, you could be charged an added amount called IRMAA (Income-Related Monthly Adjustment Amount).

But here’s the good news—you may be able to reduce it.
Here’s how:
• Report a qualifying life-changing event (retirement, reduced work hours, marriage, divorce, etc.)
• Review your tax filings to ensure income is reported accurately
• Understand how different types of income count toward your Medicare premium
• Request a reconsideration if your current premiums don’t match your current financial situation

Most people don’t realize they might be paying more than they need to. 📉

If you’re unsure whether IRMAA is impacting you—or if you want help reviewing your options—I’m here to guide you through it step-by-step.

📩 Send me a message to schedule a free Medicare review and see if you can lower your premiums.