Gary Marino NMLS # 41910 at Guaranteed Rate NMLS: 2611

Gary Marino NMLS # 41910 at Guaranteed Rate NMLS: 2611 Licensed by the NJ Dept of Banking and Insurance

I am the VP of Mortgage Lending NMLS # 41910 at Guaranteed Rate Guaranteed Rate NMLS # 2611 www.guaranteedrate.com/garymarino
Registered Mortgage Broker - NYS Department of Financial Services.

09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options.

Let’s break down the differences together.
https://myoc.io/jGNXyRuxuUf/JlKBZ



NMLS # 41910

Homeownership opens a world of possibilities. Not only can the value of your home increase over time, but any upgrades y...
09/02/2026

Homeownership opens a world of possibilities. Not only can the value of your home increase over time, but any upgrades you make increases it, too.

That can be a gold mine.

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/jGNXyRuxuUf/eXTzI



NMLS # 41910

08/31/2026

When your tax return doesn’t capture your full financial picture, it’s time to use your assets. Bank accounts, retirement accounts, investment portfolios, stocks, crypto and bonds could offer you loan amounts up to $5M, without a W-2.

I could qualify you for a mortgage using the wealth you’ve been building. Get in touch today and find out which doors your finances could open.
https://myoc.io/jGNXyRuxuUf/MqUqf



NMLS # 41910

08/27/2026

Return on investment is not the only reason to improve a home. Sometimes a project is worth it simply because it makes the place yours. What is the best or worst project ROI you have seen? Drop it in the comments.

And if you are considering a project of your own, reach out anytime and let’s talk through how it fits your bigger picture.
https://myoc.io/jGNXyRuxuUf/qw3Aj



NMLS # 41910

08/25/2026
08/24/2026

Do you know everything your monthly payment covers? Most people are surprised it's more than just principal and interest. Taxes and insurance are in there too, and that's the part most people miss.

If you've got questions about what makes up your payment, reach out to me today, I'm happy to walk you through it.
https://myoc.io/jGNXyRuxuUf/9MDmR



NMLS # 41910

Pending home sales declined in July across all four regions, with signed contracts down from both last month and last ye...
08/18/2026

Pending home sales declined in July across all four regions, with signed contracts down from both last month and last year. More available homes could give buyers more to compare, while shifting activity means timing, budget and loan strategy matter. With the right options, you can better understand what fits your goals in a changing market.

Let’s review what today’s housing market trends could mean for your homeownership goals.
https://myoc.io/jGNXyRuxuUf/zARvl



NMLS # 41910

Address

Nutley, NJ
07110

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 10pm
Sunday 12am - 10pm

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