Charlene Sasso at Prudential

11/14/2024

As AI grows, so does its need for power - literally.

The race for better generative AI is also a race for more computing power. On that score, according to CEO Mark Zuckerberg, Meta appears to be winning.

11/12/2024

The need for restorative sleep is often undervalued until health issues arise. Find out how to be proactive and improve your sleep hygiene.

11/07/2024

What do you think of the latest ChatGPT access in the palm of your hand?

Just watch out for hallucinations.

11/05/2024

Find out how technology will help advance different aspects of the health world.

Verticals that will be most impacted by innovative developments in technology and science are the disciplines of medicine, biotechnology, and health.

11/03/2024

Building and maintaining quality credit is vital to healthy financial wellness.

But what’s being done to expand access to credit building for those who may not have the opportunities right in front of them?

A low credit score can hurt your ability to take out a loan, secure a good interest rate, or increase a credit card spending limit.

11/01/2024

With new tax rules regularly being implemented it is tough to keep up. If you are a senior prepping for the 2024 tax season, make sure you are aware of these four tax deductions that you may be able to take advantage of.

There are a host of tax breaks available to retirees and older Americans, but they’re easy to miss.

10/31/2024

Learn how to get the most out of Chrome.

Chrome’s omnibox is not just for typing out URLs or searching Google. Use it to take notes, write emails, and chat with Gemini.

10/31/2024

Covering final expenses is just one area life insurance helps in.

Many retirees have reached the point of financial security, but there are still many benefits of life insurance for retirees.

10/29/2024

Unsure about the difference between Roth and Traditional 401(k) plans? Read more to learn about each plan and what may be the best option for you.

By providing links to other sites, Prudential does not guarantee, approve, or endorse the information or products available on these sites or the operators of these sites.

The differences between Roth 401(k)s and Roth IRAs recently were changed significantly.

10/29/2024

Find out how little room you actually need to start your own garden.

Chef & activist Camilla Marcus’s new book gives the lay of the land.

10/28/2024

How to Build Your Financial House From the Foundation Up - https://www.kiplinger.com/personal-finance/how-to-build-your-financial-house-from-the-foundation-up

By providing links to other sites, Prudential does not guarantee, approve, or endorse the information or products available on these sites or the operators of these sites. Prudential is not affiliated with Kiplinger.

When you draw up your financial blueprint, you’ll want the result to weather economic storms, risks that come with aging and other changes in your life.

10/27/2024

Recent findings from Prudential’s “2024 Pulse of the American Retiree Survey” reveal a significant shift in retirement planning. With the decline of traditional pension plans, 55-year-olds are now almost twice as likely to rely on 401(k)s compared to older generations. This demographic reports a median retirement savings of less than $50,000—far below the recommended eight times their annual income.
As financial advisors, it's crucial to address these challenges proactively. Here’s how you can help:

1. Educate on the Importance of Early Savings: Highlight the necessity of starting early to leverage the power of compound interest.
2. Budget for Retirement: Assist clients in understanding their current financial status and how it projects into their retirement plans.
3. Explore Income Streams: With the demise of pension plans, consider introducing your clients to alternatives like income-based annuity products and dividend-paying stocks and bonds to supplement Social Security.

See more insights from Brandon Goldstein, Financial Planner from Prudential Advisors and Dylan Tyson, President of Retirement Strategies - https://bit.ly/planadviser-pru-jun24



Annuities are issued by Pruco Life Insurance Company, Newark, NJ (main office). Pruco Life Insurance Company, a Prudential Financial company, is solely responsible for its own financial condition and contractual obligations.

The reliance on 401(k)s means retirement industry must turn attention to this group about 10 years from the traditional retirement age.