Richard W. Paul & Associates, LLC

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Richard W. Paul & Associates, LLC A Registered Investment Advisory Firm specializing in Retirement Planning. Based in Novi, MI. Richard W. Midwest Financial Consultants and Richard W.

Paul, a leading retirement planning professional and radio personality, has been educating Oakland County and the Greater Detroit Michigan area residents on progressive personal finance and retirement planning strategies for more than 25 years. As founder and president of Midwest Financial Consultants and Richard W. Paul & Associates, LLC, a registered investment advisory firm, Mr. Paul works to provide comprehensive financial planning strategies to pre-retirees and retired individuals, helping them achieve total wealth optimization and a reliable income source in retirement. A firm believer in achieving success through a personalized strategy, Mr. Paul acts as each client's financial coach and works to optimize their current financial situation by managing and minimizing financial risks and tax liabilities, and positioning accounts for continued growth, regardless of market volatility. Rich can be heard on WJR and is the author of "The Baby Boomer's Retirement Survival Guide". Paul & Associates, LLC, a Registered Investment Advisory firm, serve clients in retirement planning and wealth management needs. Paul & Associates offers investment advisory services for their client accounts including retirees, high net worth individuals, estate planning, and financial consultation. Not only do they provide their clients with an investment program based on Nobel Prize winning economics using a broadly diversified asset allocation approach, but they also work with each and every client to develop an individualized wealth optimization strategy that balances their return objectives with their tolerance for investment risk. Paul & Associates, LLC. and Midwest Financial Consultants provide premium asset planning and management. Whether you are retired, on the verge, or just planning for the future, let Mr. Paul and his advisors invest your money correctly and professionally. Paul and Associates, LLC is a Registered Investment Advisory Firm. Midwest Financial Consultants, Inc. is not a Registered Investment Advisory Firm. Investment Advisory Services Offered Through Richard W. The aforementioned are affiliated firms. This page and other subsequent pages provided by Richard W. Paul & Associates may provide links to third party websites and material that may not endorsed or recommended by Richard W. Paul & Associates or Midwest Financial Consultants, Inc.

Extended care is one of the biggest wild cards in retirement.Costs vary by location, care type, and health needs—but the...
11/03/2026

Extended care is one of the biggest wild cards in retirement.

Costs vary by location, care type, and health needs—but they've all been rising faster than many realize.

These five insights can help you understand what drives costs and why they often catch retirees by surprise.



Sources:
CareScout.com, June 2026
AALTCI.org, June 2026
EBRI.org, 2026

Social Security checks rise 3.6% in January, about $75 a month for the average retiree. But a COLA isn't a raise in the ...
11/02/2026

Social Security checks rise 3.6% in January, about $75 a month for the average retiree. But a COLA isn't a raise in the usual sense. It reimburses you for price increases you've already absorbed, and it always arrives after the fact.

Social Security checks rise 3.6 percent in January, about \$75 a month for the average retiree. But a COLA isn't a raise in the usual sense. It reimburses you for price increases you've already absorbed, and it always arrives after the fact. Once Medicare Part B takes its share, m

Wishing you a safe and spooktacular Halloween! 👻🎃
10/31/2026

Wishing you a safe and spooktacular Halloween! 👻🎃

Consumer spending is projected to reach $13.5 billion this Halloween, according to the National Retail Federation’s annu...
10/31/2026

Consumer spending is projected to reach $13.5 billion this Halloween, according to the National Retail Federation’s annual consumer survey. Here's what Americans are spending the most on. 🎃🍬

10/30/2026

Is the traditional 60/40 portfolio still a smart investment strategy? After years of disappointing bond performance and strong stock market returns, some investors are questioning whether a 60% stock and 40% bond allocation still makes sense. But history shows that diversification can play an important role during market downturns.

Is your estate strategy full of cobwebs? Does your investing approach have too many tricks and not enough treats? Does y...
10/29/2026

Is your estate strategy full of cobwebs? Does your investing approach have too many tricks and not enough treats? Does your retirement timeline read like a ghost story?

These things have a way of going bump in the night.

Knowing where you stand is the first step.

"Never give up then, for that's just the place and time that the tide'll turn." – Harriet Beecher Stowe
10/28/2026

"Never give up then, for that's just the place and time that the tide'll turn." – Harriet Beecher Stowe

Over the next decade, women are set to control up to $30 trillion in financial assets. But wage gaps, caregiving respons...
10/27/2026

Over the next decade, women are set to control up to $30 trillion in financial assets. But wage gaps, caregiving responsibilities, and life changes like divorce can all impact long-term outcomes.

Women investors are doing things differently—trading less, thinking long-term, and staying curious. This isn’t about catching up. It’s about moving forward with confidence.

Let’s talk about what’s next.

Source: Forbes.com, March 30, 2026

10/23/2026

The 60/40 portfolio has been a retirement planning staple for decades, but changing interest rates, strong equity markets, and difficult bond returns have caused plenty of investors to question whether it still works.

In this episode, Matt and Steve Paul explain why 60/40 can still be a useful starting point, but not necessarily the right answer for everyone. The bigger goal is to match the portfolio to the investor’s actual income needs, comfort with volatility, and ability to take risk.

🎯 Not sure where you stand with your retirement plan? Schedule your Complete Planning Review: https://www.rwpaul.com/complete-planning-review

Have you considered everything when it comes to your retirement? Perhaps not. Check out our fascinating new infographic ...
10/22/2026

Have you considered everything when it comes to your retirement? Perhaps not. Check out our fascinating new infographic on retirement issues.

This attention-grabbing infographic covers retirement topics you may not have considered.

Address

39555 Orchard Hill Place, St. 100
Novi, MI
48375

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

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