10/14/2026
Medicare Open Enrollment 2027: 3 Changes You Need to Know
Medicare open enrollment starts October 15 and ends December 7. Whatever you choose, or don’t choose, is the plan you live with for all of 2027.
Average Medicare Advantage premiums are dropping to about $12 a month. But about 2 in 10 members will pay more or lose their plan completely. Your Annual Notice of Change tells you which group you are in.
New for 2027, some plans can cap enrollment. Once they fill up, they stop taking new members until people leave. If you want to switch, waiting until December could mean the plan you want is already closed.
More than 30 hospital systems have also dropped some or all Medicare Advantage plans. Keeping your plan does not mean keeping your hospital, so call your doctors before you pick.
If you do nothing, you stay in whatever your plan became.
Agents, this is the week to review your book. The clients who hear it from you first are the ones who stay.
