James Addy at United Mortgage Corp NMLS 1161127

James Addy at United Mortgage Corp NMLS 1161127 James Addy, NMLS 1161127
Mortgage Lending

📱: 703.597.2192
📧: [email protected]
đź’»: https://unitedmortgage.com/loan-officer/james-addy/

A mortgage company where homebuying meets well-being. Rate combines your home, financial and personal well-being to spark a more balanced life.

06/11/2026

🏡 Building Wealth Through Real Estate Starts with the Right Team.

Meet Dr. Ebony and her team — a full-service brokerage committed to helping buyers, sellers, investors, and families create long-term wealth through real estate.

Whether you’re purchasing your first home, upgrading to your dream home, selling for top dollar, or building an investment portfolio, you deserve a team that understands the bigger picture. Real estate isn’t just about buying and selling property—it’s about creating opportunities, building equity, and establishing generational wealth.

Licensed in Virginia, Maryland, Washington D.C., and Pennsylvania, Dr. Ebony and her team provide expert guidance, local market knowledge, and personalized service every step of the way.

And when you pair an experienced real estate team with the right mortgage strategy, incredible things can happen.

Ready to make your next move?

📲 Contact Dr. Ebony and her team today.
📲 Need financing? Contact me and let’s get you pre-approved.

Your future wealth could be one real estate decision away.

06/01/2026

We’re excited to be partnered with Dr. Ebony McArthur and the McArthur Realty Group, licensed across VA, MD, DC, and PA.

This is a full-service real estate team built to support you at every step—whether you’re buying your first home, upgrading, relocating, or investing. You’re not figuring this out alone anymore.

And the biggest thing most people don’t realize… you have options. Different programs, different strategies, different ways to get you into a home that fit your situation right now.

Stop guessing. Stop waiting for the “perfect” time.

DM us today or contact us now and let’s map out your options and get you moving forward.

This is not what we meant by some proof of assets. Nor was this what I thought you meant by you’ll call me when you get ...
05/31/2026

This is not what we meant by some proof of assets.

Nor was this what I thought you meant by you’ll call me when you get off work….

Tune in for how to win the market on June 18 @ 7PM!

05/29/2026

Buying or selling a home is NOT something you should do alone.

You need both a strong Realtor AND a trusted lender in your corner. 🤝

Your Realtor helps you find the right home, negotiate the best deal, navigate inspections, contracts, and protect your interests throughout the process.

Your lender helps you understand your budget, explore loan options, structure the financing correctly, and make sure you’re financially prepared from start to finish.

The truth is… the home buying process works best when your Realtor and lender work together as a TEAM. Communication, strategy, and preparation can make or break a deal.

Don’t just find a house.
Build the right team first.

🚨 WE’RE GOING LIVE! 🚨Join me, James Addy, and J.T. Fanning Thursday, June 18th at 7PM as we break down what it really ta...
05/27/2026

🚨 WE’RE GOING LIVE! 🚨

Join me, James Addy, and J.T. Fanning Thursday, June 18th at 7PM as we break down what it really takes to WIN in the market 🏡🔥

We’ll be talking:
âś… Creative financing strategies
âś… How buyers are getting offers accepted
âś… Current market trends
âś… Programs helping people buy with less money out of pocket
âś… What agents & buyers NEED to know right now

Whether you’re thinking about buying, refinancing, investing, or just trying to understand the market better — this live is for YOU.

Bring your questions, bring a friend, and tap in LIVE with us! 🎥💬

Hey Real Estate Professionals! Let our team show you the way! we’ve got more programs than Microsoft, more support than...
05/23/2026

Hey Real Estate Professionals!

Let our team show you the way!

we’ve got more programs than Microsoft, more support than the Woodrow Wilson Bridge, and our phones are always charged!

let our team help you grow your business here in 2026!

Join me Tuesday, May 26, 2026 at 11AM:
Rockville MD Branch Location | NMLS 1330
11820 Parklawn Dr, Suite 240, Rockville, MD 20852

Can’t wait to see you there!

05/21/2026

Your EMD = your skin in the game 💰🏡

When you submit an offer on a home, your Earnest Money Deposit (EMD) shows the seller you’re serious, committed, and ready to move forward. Think of it as a good faith deposit that helps strengthen your offer in a competitive market.

But here’s what most buyers DON’T know 👇🏽

Your EMD is usually protected as long as you follow the terms and contingencies in your contract. That means things like your financing contingency, appraisal contingency, home inspection, and HOA review period matter MORE than ever. Miss a deadline or waive protections too early, and you could risk losing your deposit.

That’s why having the right team matters. 📝🔑

Before you send that wire, make sure you understand:
✔️ Where your EMD is being held
✔️ What protects your deposit
✔️ When it becomes non-refundable
✔️ How to avoid common mistakes during the contract period

We’re here to help you protect your money AND position yourself to win. Huge shoutout to for helping break this process down with our buyers every step of the way 👏🏽🏡

Know before you owe!

You do NOT need 20% down to buy a house!Meanwhile rent keeps going up...There will probably be another Spirit Airlines.....
05/20/2026

You do NOT need 20% down to buy a house!

Meanwhile rent keeps going up...
There will probably be another Spirit Airlines...
Gas prices will eventually return to normal...
Three more streaming apps will raise their prices...
AND then the new iphone is coming out!
And some people will still be “waiting for the market.”

We got options.
Low down payment programs.
Grant programs.
Closing cost assistance.

Real solutions!

Stop wasting time waiting for perfect conditions while somebody else buys the house you wanted.

05/18/2026

The first and most important step in your homebuying journey is getting APPROVED and understanding your budget.

Knowing what you can comfortably afford puts you in position to shop with confidence and move strategically in today’s market.

Our trusted Realtor, Dr. Ebony McArthur, has some great insight as to what you should be looking for as a first time buyer. Listen in as she gives her expert insight and support every step of the way!

Stay tuned as we break down the entire process and help make homeownership feel more achievable and less overwhelming. 🔑🏠

05/15/2026

Everybody worries about the cost of the renovation... almost nobody plans the renovation itself.

The real money gets lost in bad planning, change orders, delays, failed inspections, and contractors waiting around because nobody made decisions ahead of time.

Talk to your architect.
Talk to your engineer.
Talk to your contractor.

Understand your setbacks, permits, timelines, and layout BEFORE demo starts.

And honestly... get out of the house while the work is happening if you can. Your stress level, timeline, and contractor will thank you later.

A smooth renovation is planned, not improvised.

Address

11820 Parklawn Drive
Rockville, MD
20852

Telephone

+17035972192

Website

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