09/08/2026
If you’re ready to move, don’t lose your chance waiting for rates to drop. United’s 3/1 Adjustable-rate mortgage can get you a low rate today, and I’ll be here to help you refi when rates go down. Ask your questions about ARMs in the comments, or schedule a meeting with me at unitedfcu.com
Insured by NCUA. Equal Housing Lender. NMLS #471962. Loan subject to credit and collateral approval as well as program terms and conditions. [1] APR=Annual Percentage Rate. For well-qualified borrowers. Rate and terms subject to change at any time. Limited-time rate based on 3/1 adjustable-rate mortgages (ARM) as low as 5.365% interest rate. Payment example, initial payment on a 30-year $200,000 3-year Adjustable-Rate Loan at 5.365% and 70% loan-to-value (LTV) is $1,118.70. After the initial 3 years, the fully indexed Annual Percentage Rate (APR), based on rates as of 8/25/2026 of 6.3% is in effect for the remaining 27 years and can change once every year for the remaining life of the loan. Payment example does not include amounts for taxes and insurance premiums. If applicable, actual payment obligation will be greater. Rates are variable and subject to change after 3 years and your payment may increase or decrease as rates change. Rate includes a .125% discount available to applicants who register, prior to close, to have their mortgage payment automatically deducted from a United Free or Ultra Checking account each month. Certain restrictions apply. Rate as of 9/01/2026.