Mike Lichtenfeld Mortgage Broker

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Newport Beach, CA
Mike Lichtenfeld Mortgage Broker

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Financing, refined. LoansFunded is a mortgage advisory group powered by C2 Financial Corporation — built for those who expect precision, privacy, and results.

NMLS #2599449 C2 NMLS #135622 | C2 CA DRE #01821025 | C2 AZ #919209 | C2 CO #135622 | C2 FL /MLD2635 | C2 TX #135622 | C2 WA -135622 | NMLS #2599449 | CA DRE #02075562 | AZ -2004080 | CO #100539486 | FL | TX #2599449 | WA -2599449

10/26/2026

10/20/2026

The lowest rate doesn’t always mean the smartest mortgage. 👀

Most people shop for a mortgage by asking one question:

“What’s your best rate?”

But the better question is: “What’s the best strategy for my situation?”

Because the right mortgage isn’t just about today’s interest rate.

It’s about keeping more cash in your pocket, structuring your financing intelligently, and making sure your loan works for your goals — both today and five years from now.

Two people buying the same house could need two completely different mortgage strategies.

That’s where I come in.

I don’t just quote rates. I help people make smarter moves with their money.

🏡 Thinking about buying, refinancing, or investing?

DM me “STRATEGY” and let’s talk about what actually makes sense for you. No pressure. Just a conversation.

Smarter. Faster. Funded.

10/19/2026

The mountain property you’ve been saving on Instagram might have a financing path you haven’t considered.

With a DSCR loan, eligible rental income drives qualification—without personal tax returns, W-2s, pay stubs, or a traditional personal debt-to-income calculation.

You can also buy and borrow through an eligible LLC. Credit still matters, with scores starting at 640, subject to program requirements.

So if you’re self-employed or your existing mortgages make conventional financing difficult, this could be another way to approach your next investment.

Swipe through this Trappeur’s Crossing example in Steamboat Springs: a $1.15M purchase with an illustrative rental-income scenario and approximately 35% down.

Realtor partners: have a buyer eyeing a mountain rental? Send me the listing. Let’s see what the numbers support.

DM “SKI” or call (818) 398-6453.

Smarter. Faster. Funded.

Illustrative assumptions, not guaranteed revenue or a loan offer. Subject to lender approval, reserves, property eligibility and STR rules. LLC borrowers require a personal guarantee under this program. Operating expenses affect profitability; personal-use restrictions may apply.

Michael Lichtenfeld | C2 Financial | NMLS 2599449
Equal Housing Opportunity

10/09/2026

Before you ask for a price cut, run the numbers.

In this example, a $10k price reduction + $40k seller credit puts the estimated monthly payment about $400 lower than a straight $50k price cut—and requires roughly $3,500 less cash at closing.

Same $50k negotiated. Different result.

The right strategy depends on your loan, the pricing, and what matters most to you.

Buyers and agents: DM me “COMPARE” and let’s run your scenario.

07/30/2026

I need to say something that most lenders won’t…

Getting approved is the easy part.
The hard part is knowing if you chose the right loan.
Those aren’t always the same thing.

Success isn’t just that you closed. It’s whether, six months later, you’d make the same decision again.

The best mortgage isn’t always the one with the lowest interest rate. It’s the one that’s structured around…

-Your goals.
-Your finances.
-Your future.

I help you make informed decisions with confidence and guide you through every decision, explain every option, advocate for your best interests, and work hand in hand with you and your agent from start to close.

Address

Newport Beach, CA
92660

Website

http://www.loansfunded.com/

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