John Baldridge at Prosperity Home Mortgage

John Baldridge at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage
NMLSR #1942991
Prosperity Home Mortgage NMLSR #75164

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage

consultants throughout 48 jurisdictions including: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

5.0 star review received on Experience.com for John Baldridge by Hayley B - John made this  process less  stressful.  As...
06/15/2026

5.0 star review received on Experience.com for John Baldridge by Hayley B - John made this process less stressful. As he was a great communicator

Click to see all 359 reviews of John Baldridge at Prosperity Home Mortgage - Newport Beach, Executive Purchase Loan Officer | NMLS # 1942991

Honoring the flag, the freedoms it represents, and the communities we’re proud to call home!🏡Happy Flag Day! ❤️🤍💙       ...
06/14/2026

Honoring the flag, the freedoms it represents, and the communities we’re proud to call home!🏡

Happy Flag Day! ❤️🤍💙

06/12/2026

Relentless in service. Focused on the goal. Homeownership is the win. ⚽🏡

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?One gives you hidden storage, the other gives you that styled...
06/10/2026

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?

One gives you hidden storage, the other gives you that styled, airy look.

Swipe through and tell us which one features in your dream kitchen! ⬇️

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regiona...
06/09/2026

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regional inventory trends are shifting.

According to Realtor.com, median list prices were down 2.4% year over year, while pending listings rose 4.3%—a sign that buyers may be responding when homes are priced for today’s market.

Whether you’re planning to buy, sell, or simply watching the market, staying informed can help you make more confident decisions.

Source: www.realtor.com/research/may-2026-data/

5.0 star review received on Experience.com for John Baldridge by Jared V - John  and  his  team were  top  notch.  This ...
06/09/2026

5.0 star review received on Experience.com for John Baldridge by Jared V - John and his team were top notch. This was our first home person and he made sure that we were informed every step of the way. John answered every question we had in a timely manner. I will be using him again and refereing him to everyone I know!

Click to see all 358 reviews of John Baldridge at Prosperity Home Mortgage - Newport Beach, Executive Purchase Loan Officer | NMLS # 1942991

5.0 star review received on Experience.com for John Baldridge by Alisann V - John was absolutely fantastic to work with....
06/09/2026

5.0 star review received on Experience.com for John Baldridge by Alisann V - John was absolutely fantastic to work with. Buying a home can be overwhelming, but he made the entire mortgage process feel manageable and straightforward. He was incredibly responsive, knowledgeable, and always willing to answer our questions. We felt like he genuinely cared about helping us succeed, and his guidance made a huge difference in our home-buying experience. We are so grateful for all of his hard work and support. We feel blessed to have him on our side!!

Click to see all 357 reviews of John Baldridge at Prosperity Home Mortgage - Newport Beach, Executive Purchase Loan Officer | NMLS # 1942991

Rates get the headlines. Payments move buyers and sellers.According to Redfin’s analysis of MLS data, homebuyer housing ...
06/08/2026

Rates get the headlines. Payments move buyers and sellers.

According to Redfin’s analysis of MLS data, homebuyer housing payments are now DOWN 1.6% year-over-year. 📉

That may not solve affordability overnight, but it does give agents something valuable: a reason to reopen conversations with buyers who paused, leads who went quiet, and sellers who need to understand where demand may be shifting.

The opportunity is not waiting for the “perfect” market.
It is helping clients understand the payment picture in the market they have.

Let’s turn hesitation into strategy instead.

06/08/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

5.0 star review received on Experience.com for John Baldridge by Jennifer G - I  like  how  friendly  and  supportive Jo...
06/07/2026

5.0 star review received on Experience.com for John Baldridge by Jennifer G - I like how friendly and supportive John was. he helped me so much and was always there and communicating with me

Click to see all 356 reviews of John Baldridge at Prosperity Home Mortgage - Newport Beach, Executive Purchase Loan Officer | NMLS # 1942991

Address

1400 Newport Center Drive, Suite 200
Newport Beach, CA
92660

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