Randy S. Sangalang, Licensed Agent with New York Life

04/09/2026

If you’re a NURSE, read this.

Your biggest financial risk isn’t death—it’s losing your ability to work.

And it happens more often than people think.

Most hospital disability plans:
❌ Don’t cover your full income
❌ Ignore overtime & differentials
❌ May not pay if you can still work any job

So where does that leave you?

An individual disability policy can protect your income if you can’t work as a nurse—even if you could do something else.

That’s the difference.

If you rely on your paycheck, you should understand this.

Message me if you want to see what coverage could look like for you.

Financial Professional & Insurance Agent RANDY S. SANGALANG serves NEW YORK, NEW YORK. Protect your family & assets with services backed by New York Life.

04/09/2026

Tax season can feel overwhelming, but a few simple organizational strategies can go a long way. This article from the Associated Press covers the key steps to take before you finish filing:

https://bit.ly/420wnUw

And if tax season has you thinking about your broader financial picture, feel free to reach out. I’m here.

I do not provide tax advice. Please consult with your own tax advisor for tax advice.

04/09/2026

Skill matters—but mindset matters more.

The way you think shapes how far you go.

Your attitude determines how you respond to challenges, setbacks, and opportunities. And ultimately, it sets the ceiling for your growth.

You can have all the talent in the world, but without the right mindset, you’ll plateau.

With the right mindset, even limitations become stepping stones.

So the question is simple: What attitude are you choosing today?

04/07/2026

Empowering your loved ones' future, life insurance can be a safeguard against debt, including outstanding medical bills, student loans, and credit card debt, in the event of your passing, giving you peace of mind.

Life insurance can be a powerful tool to protect your family from shouldering your debts, ensuring they remain financially secure and focused on celebrating your life, not burdened by its expenses.

04/04/2026

It’s hard to believe—but more than 100 million U.S. families don’t have the financial protection they need.¹ At New York Life, we have the tools and resources to help you create a clear, personalized strategy so you can move forward with confidence and security—prepared for whatever’s next. Let’s make sure your family is ready for the unexpected and set up for the life you imagine.

¹MoneyGeek, Life Insurance Statistics, 2024
https://bit.ly/3O0BbpO

04/03/2026

Your future shouldn’t be left to chance. At New York Life we have special resources that help you build a personalized financial strategy—one that gives you clarity, confidence, and control over where life takes you. Because when you steer your own course, you can move toward the future you’ve always imagined. Let’s start mapping your clear path forward today.

03/21/2026

Money questions every couple should ask. Learn how honest financial conversations can reduce stress, prevent conflict and build shared goals.

Honest financial conversations can reduce stress, strengthen trust and help couples align long-term goals.

03/20/2026

When you die, your mortgage doesn’t die with you. Learn what happens to your home loan and how to protect your spouse or heirs.

03/14/2026

MYTH: We don't need life insurance anymore. Our kids are grown.

REALITY: Your spouse could still have decades of living expenses ahead.

Life insurance isn't just about protecting children — it's also about protecting the life you've built together.

Would your spouse be financially secure if something happened to you?

02/28/2026

Life insurance is a love that transcends language!

02/27/2026

A common motivation behind the purchase of life insurance is love. People want to protect their loved ones.