Elizabeth Selasky - Eustis Mortgage

11/03/2026

Ever wonder how two people buying the exact same house can end up with vastly different interest rates? 🤔
It's because a mortgage rate is based on the borrower and the loan, not just the house. A few big reasons: your credit score (the higher your score, the lower your rate), the type of loan (conventional, FHA, and VA loans each have different rates), and how much you put down (25% down may get a lower rate than 5% down).
So before you compare your rate to your neighbor's, remember you might be comparing apples to oranges! 🍎🍊
Full breakdown in the video. Curious what rate you could get? Reach out and let's talk about it. Rates vary by borrower, loan program, and market conditions.
Elizabeth Selasky | Eustis Mortgage | NMLS # 904551

10/29/2026

Ghosts, goblins, witches, and darkness... Madame Mortgage loves it all! 🦇 But buying a home doesn't have to be scary.

Let the Maven light the way. 🕯️ Whether you're just starting to think about it or ready to take the next step, let's talk about it.

Happy Halloween from Madame Mortgage and the Mortgage Maven! 🎃
Elizabeth Selasky | Eustis Mortgage | NMLS # 904551

10/28/2026

10/26/2026

Ready to get pre-approved? Here's how it works 👇

1️⃣ Fill out a simple application
2️⃣ Send documents to verify your income (pay stubs, W-2s, tax returns), your assets (brokerage and checking statements), and who you are (driver's license)
3️⃣ Upload everything through a secure online portal. You can do it when you apply or later!
4️⃣ Once your income, assets, and identity are verified, you have a TRUE pre-approval ✅

Why the documents? Because you can put anything on an application, so we verify it. 💚
Ask the Maven your questions 👇
Documentation requirements vary by loan program and situation.

10/20/2026

I bet YOU qualify for down payment assistance. 👀 Yes, you!
The down payment is the #1 hurdle for homebuyers right now, but state, local, and national programs have stepped up their game. Here's what you might not know 👇
🏡 You don't have to be a first-time homebuyer for some programs
💰 Some programs have NO income limits
💵 Some give you up to $60,000
📈 Some give you up to 20% of the sales price
📉 Some have rates lower than the market rate
✅ And in most cases, repayment is NOT required
So many options available! Tap the link in my bio to see what you could potentially qualify for, then let's talk about it. 💚
Amounts and eligibility vary by program.
Ask the Maven your questions 👇

10/14/2026

PMI. Are you afraid of it? 😬 Absolutely not! Here's why 👇

🛡️ PMI = private mortgage insurance, required when you put less than 20% down
🔑 It was created as a TOOL, because 20% down was keeping people out of homes
🏦 It protects the lender, which is what lets you buy with less down
📉 It's not forever! It falls off at 22% equity, or sooner if your home appreciates and you get an appraisal
💚 Think of it as a tool, not a scary thing. You're often better off buying with a little mortgage insurance and building wealth than waiting for 20%

Ask the Maven your questions 👇

10/13/2026

Conventional, FHA, USDA, VA, Non-QM... what does all of this mean? It sounds like a bunch of jargon, but they're just different types of loans.

🏠Conventional is the most traditional and is used by most people.
🏠FHA is often used by first-time homebuyers because of its extra wiggle room and easier down payment.
🏠USDA allows 100% financing in rural areas.
🏠VA is for our veterans, also 100% financing, and it's by far my favorite loan.
🏠Non-QM covers completely untraditional situations, like bank statement loans.

Which one is right for you depends on things like your credit score and assets. The best way to find out is to talk it through.
If you served, always ask about your VA loan!
Full breakdown in the video. Questions? Reach out.
Elizabeth Selasky | Eustis Mortgage | NMLS # 904551

10/08/2026

Do you think you need perfect credit to buy a house? You don't.

You can buy a house with a credit score as low as 580. FHA allows us to go down to 580, and conventional loans usually need somewhere in the mid-600s to qualify.

A lower score will affect things like your rate, and on a conventional loan, the lower your score, the higher your mortgage insurance. It can also influence which type of loan fits you best. But don't let your credit score be the one thing holding you back.

There's a lot more wiggle room than most people think.

Full breakdown in the video. Questions about your own score? Reach out.
Elizabeth Selasky | Eustis Mortgage | NMLS # 904551

10/06/2026

Is it always the right decision to buy? Let's talk about it!

Sure, owning builds equity each month, and there are many other benefits. But every situation is different, and the goal is making the right decision for YOU.

Full breakdown is up as an article and the link is in comments.


Elizabeth Selasky | Eustis Mortgage | NMLS # 904551

09/23/2026

Your appraisal just came back $20,000 less than the purchase price. Now what?

The good news: you've got options. The seller can lower the price, you can cover the difference, you can split it, your agent can pursue a reconsideration of value, or you can walk away with your deposit in hand.

Worst case, you walk away and find the next property. But in most cases, some kind of deal gets worked out and everybody ends up happy.

Full breakdown in the video. Dealing with a low appraisal? Reach out — let's talk through your options.
Elizabeth Selasky | Eustis Mortgage | NMLS # 904551