Ricky Rodriguez at Eustis Mortgage LO NMLS #2154001

10/31/2026

Happy Halloween! Have fun, be safe and remember to brush your teeth.

10/28/2026

Once the holidays roll around, a lot of buyers trade open houses for holiday parties and put the search on hold until January.

The sellers who are still listed? Many of them can’t wait that long. Maybe they’re moving for a new job, or they want everything wrapped up before the new year. Either way, fewer buyers means fewer offers, and fewer offers means more room to negotiate on price, repairs, and closing costs.

In other words, the quietest time of year can be the best time to make your move. Get pre-approved now so you’re ready to act fast when the right home pops up. We’d love to help you ring in the new year in a place of your own.

10/20/2026

Get the keys in November, deck the halls in December, and make your first mortgage payment in January. 🎄

Here’s how it works. Each mortgage payment covers the month that just passed, so your January 1st payment pays for December. The rest of November gets paid at closing, which means December is one month your new home isn’t asking anything of your wallet.

Your holiday budget will thank you. So will your new living room, which is going to need a tree.

We love helping families get home in time for the holidays.

10/14/2026

Rates rise and fall like seasons, but a tree doesn’t wait for perfect weather to grow. Neither does equity. Every payment and every year in your home builds it a little more.

Buy when it makes sense for you, refinance if rates drop down the road, and let time do the heavy lifting. 🌳

Know someone who’s been waiting for the “perfect” time to buy? Tag them.

10/02/2026

Thousands of down payment assistance programs exist, and most buyers miss out simply because they don't know where to look. Grants, forgivable loans, low interest seconds, and more.

We partner with Down Payment Resource to search them all at once and show you what you may qualify for. No application, no credit pull, no obligation.

Talk to a Eustis Mortgage loan officer today to find your down payment assistance.

09/24/2026

School is back. The holidays are coming. And a lot of buyers have already decided to wait until spring.

That can mean less competition, fewer crowded open houses, and more room to negotiate than you may find during the busier spring market.

The net may be a little more open right now.

If buying a home is still on your list for 2026, don’t sit on the bench just because everyone else is waiting.

Take your shot.

09/16/2026

🏡 Want to make those first few years of homeownership a little easier on the monthly budget?

A Temporary Buydown may be worth exploring. With a 1-1, 2-1, or 3-1 buydown, funds—often negotiated through seller concessions—can temporarily lower your monthly principal and interest payment.

The example on my flyer shows a 2-1 buydown on a $300,000 purchase with $6,576 in potential savings during the first two years.

Whether you’re buying a home or you’re a Realtor looking for creative ways to help your buyers, reach out to me. I’d be happy to show you how a temporary buydown works and whether it makes sense for your situation.

📲 Ricky Rodriguez | Loan Officer
Eustis Mortgage | NMLS #2154001
📞 504-606-4049
📧 [email protected]
⭐ 5-Star Service | Se Habla Español

09/11/2026

LOANSPAINING: Forgivable Second Lien

A complicated name for a very valuable homebuying tool.

Here’s how it works:

• The assistance is set up as a second loan alongside the first mortgage.

• It can help cover eligible upfront costs, such as the down payment, closing costs, or prepaid items, depending on the program.

• No monthly payment is required on the second loan.

• The amount is reduced based on the program’s timeline, either gradually or after a set period of time.

• Following the program rules, such as continuing to live in the home and keeping mortgage payments current, keeps the assistance on track toward having no remaining balance.

• Exact terms vary by program.

Want to know which down payment assistance options may be available for your home purchase? Reach out and let’s see what’s possible.

09/08/2026